:'(

[Shaun]

i'm in independent housing for university, and for the first term I need to make two payments: a deposit of £832 (including ****ing agency fees) when I go to view the house (which I've had to take out an accommodation loan for because it's before my student finance is paid) and then £990 for my first installment.

I get £2,177.79 for my first term in maintenance payments... and a £150 bursary in like November ¬_¬... so I'm ****ed :|

considering I have to buy a bus pass, my own food AND pay utility bills... for 3 months... with about £355...

[Shaun]

i actually want to die

[Kate!]

i'm in independent housing for university, and for the first term I need to make two payments: a deposit of £832 (including ****ing agency fees) when I go to view the house (which I've had to take out an accommodation loan for because it's before my student finance is paid) and then £990 for my first installment.

I get £2,177.79 for my first term in maintenance payments... and a £150 bursary in like November ¬_¬... so I'm ****ed :|

considering I have to buy a bus pass, my own food AND pay utility bills... for 3 months... with about £355...

That's ridiculous. This Government wants a massive kick up the arse!

[Suze]

That's disgusting, Shaun :( Is there no way you can get any help towards the accomodation costs? Share the costs with someone else who needs accomodation? Or a small evening part time job if not? At a loss what else to suggest to help costs.

[Shaun]

Yeah I'm sharing with 3 others and that's the price shared out :/ I'm probably gonna have to find a part-time job...somewhere :S

[Niamh.]

Welcome to life:tongue:

[Kate!]

Welcome to life:tongue:

It is a bitch!

[arista]

Shaun stand tall

you can do it


Keep On Keepin' On

[Shaun]

life isn't someone giving you £300 for 3 months and going "oh well go away" :bored: life is working for much more and telling everyone else to go away :(

[Benjamin]

It's called get a part-time job sunshine. ;)

[Shaun]

you're all missing the point :bored: THREE. HUNDRED. POUNDS. FOR. THREE. MONTHS. OF. FOOD. ELECTRICITY. WATER. GAS. PHONE. INTERNET. AND. TRAVEL. THAT. IS. UNREASONABLE.

-has just worked out I have a £250 overdraft to fall back on, might get another one, and will have £175 coming in November-
my mum says she wants to help as much as she can but I feel guilty just taking from her all the time... and I was willing to get a job anyway to cover lots of extras like going out and what not, but not to bloody scrape by... at university...

[bigbrother32]

Get your working shoes on :0)

[Benjamin]

you're all missing the point :bored: THREE. HUNDRED. POUNDS. FOR. THREE. MONTHS. OF. FOOD. ELECTRICITY. WATER. GAS. PHONE. INTERNET. AND. TRAVEL. THAT. IS. UNREASONABLE.

-has just worked out I have a £250 overdraft to fall back on, might get another one, and will have £175 coming in November-
my mum says she wants to help as much as she can but I feel guilty just taking from her all the time... and I was willing to get a job anyway to cover lots of extras like going out and what not, but not to bloody scrape by... at university...

Shaun I had to work 30/40 hours a week to keep myself through uni, I'm sure you will survive.

Or you should have to gone to halls of residence for first year, it's always the cheaper option.

[Shaun]

i applied for halls and they didn't give me it ¬_¬

[Benjamin]

i applied for halls and they didn't give me it ¬_¬


They usually have high demand for halls. You'll be fine. You'll just have to learn to economise and budget your money properly. Rice/pasta will become your friend during uni. ;)

[Shaun]

-is already friends :laugh:-

-waves goodbye to pizza hut :sad:-

[Tom4784]

I think you'll be fine, become acquainted Lidl/Netto and just keep track of every bit of spending until you can find a job. You'd be surprised how far you can stretch your money if you stick to basics.

[Benjamin]

I think you'll be fine, become acquainted Lidl/Netto and just keep track of every bit of spending until you can find a job. You'd be surprised how far you can stretch your money if you stick to basics.

This, it looks bad, but you will surprise yourself.

-is already friends :laugh:-

-waves goodbye to pizza hut :sad:-


Vouchers/deals/student discount will also become your friends. ;)

Also start looking for a job now, or when you get there. Places will start looking for Christmas staff soon and you'll want to beat all the other students to a job.

[Kazanne]

That's ridiculous. This Government wants a massive kick up the arse!

I think you'll find it was the LAST government in power that started this ball rolling.

[Shaun]

I'm okay with the idea of shopping at Lidl for stuff like drinks, cleaning products, alcohol, sweets, bread, milk, etc... but actual meals... no way. Although the rice/pasta would be fine :laugh: just not stuff like the meat. I hope there's an Iceland there tbh.

[Benjamin]

I'm okay with the idea of shopping at Lidl for stuff like drinks, cleaning products, alcohol, sweets, bread, milk, etc... but actual meals... no way. Although the rice/pasta would be fine :laugh: just not stuff like the meat. I hope there's an Iceland there tbh.

You have to look out for the deals that supermarkets have and try bulk cooking and freezing the extra's.

[Shaun]

You're right kazanne :(

I was looking at the registration page for my university and last year's applicants got a £1200 bursary where I get £500. And that was legislated before Cameron was in power.

[Niamh.]

I'm okay with the idea of shopping at Lidl for stuff like drinks, cleaning products, alcohol, sweets, bread, milk, etc... but actual meals... no way. Although the rice/pasta would be fine :laugh: just not stuff like the meat. I hope there's an Iceland there tbh.

there's nothing wrong with Lidl meat, meat is meat

[Shaun]

meat isn't meat when it's water :idc:

[Tom4784]

Can't afford to be picky on a tight budget.

[Shaun]

I turned you down didn't I? b/mo

[Livia]

Shaun, have you spoken to anyone at your Student Union? They can sometimes refer you to people who make loans/bursaries/one-off payments to students who have really tight finances. If they can't help, they should be able to refer you to someone who can.

It makes me SO mad that Labour introduced tuition fees, then the Tories trebled them. ALL the people who made those decisions got a free education... the utter b*stards.

[Shaun]

Thanks Livia, I'll get in contact with them. I got a reply from the finance department saying she'd forwarded my email to some other guy in charge of student finance.

I'd be totally fine, but all of my bills come at the start of the term rather than towards the end (which is when I tend to get most of my payments)

[Livia]

Thanks Livia, I'll get in contact with them. I got a reply from the finance department saying she'd forwarded my email to some other guy in charge of student finance.

I'd be totally fine, but all of my bills come at the start of the term rather than towards the end (which is when I tend to get most of my payments)



You're going to have a great time, whether or not cash is tight. And it'll be worth it in the end. Good luck.