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View Full Version : Cheshire: Payday loans spiral: We live in a Ford Focus

arista
18-03-2015, 12:43 PM
http://img.thesun.co.uk/aidemitlum/archive/02276/01_RHCARZ_2276268a.jpg

http://img.thesun.co.uk/aidemitlum/archive/02276/inline_d68012fc-cc_2276258a.jpg

http://img.thesun.co.uk/aidemitlum/archive/02276/inline_1b62c448-cc_2276341a.jpg

http://img.thesun.co.uk/aidemitlum/archive/02276/inline_bc981748-cc_2276263a.jpg

[Philip Sherlock and wife Victoria borrowed Ģ830 from lenders to cover their rent after he fell ill and had to give up the job he had done for 24 years.]


http://www.thesun.co.uk/sol/homepage/news/6374053/Pair-forced-to-live-in-Ford-Focus-after-payday-loan-debts-spiral.html


This must be on the local TV News tonight

http://media.skynews.com/media/images/generated/2015/3/17/377963/default/v2/the-sun-front-page-18.03.15-1-720x960.jpg


What a mess
Vicky.
18-03-2015, 12:49 PM
Sounds like another go fund me scam to me. Much likely the old couple that apparently lived in an airport
smudgie
18-03-2015, 12:50 PM
My heart bleeds for them.
Crimson Dynamo
18-03-2015, 12:58 PM
I will pay her Ģ50 to come round and give my gaff a once over

she looks like she could suck the tarmac off a motorway

:fan:
Nedusa
18-03-2015, 02:23 PM
Wow......You can't beat life on the open road
Nedusa
18-03-2015, 02:24 PM
Sorry..............but what a ridiculous story
Josy
18-03-2015, 02:27 PM
Sell the focus, use the cash for a deposit, move in and then use her wages and his jobseekers allowance to pay the rent and buy food.

I think this is bull**** tbh.
Crimson Dynamo
18-03-2015, 02:29 PM
are they both orphans?
Josy
18-03-2015, 02:30 PM
are they both orphans?

They must be telling the truth...his hair is sticking up. :idc:
Crimson Dynamo
18-03-2015, 02:32 PM
"drive to the industrial estate and listen to the radio for a hour"

as you would naturally
Josy
18-03-2015, 02:35 PM
The 8 in the morning one is better

'They share 2 pasties from a budget bakery'

Um why not just have one each? do they eat half of one and pass it on then repeat or what...
arista
18-03-2015, 03:01 PM
Sorry..............but what a ridiculous story


Well I hope Up There
in Cheshire
the Local TV News
gives us more
Calderyon
18-03-2015, 03:23 PM
Should sell the car (gathering itīs all paid for) and use the money to get a cheap apartment.

Do a budget, include only the necessities and eliminate everything not important and use his and her incomes to pay for food and stuff.
arista
18-03-2015, 03:51 PM
Should sell the car (gathering itīs all paid for) and use the money to get a cheap apartment.

Do a budget, include only the necessities and eliminate everything not important and use his and her incomes to pay for food and stuff.


The Car is not worth alot
is due a MOT soon
and its current state it smells
Nedusa
18-03-2015, 03:54 PM
Should sell the car (gathering itīs all paid for) and use the money to get a cheap apartment.

Do a budget, include only the necessities and eliminate everything not important and use his and her incomes to pay for food and stuff.

Or they could do everyone a favour and drive to Beachyhead and then keep going.........:laugh::laugh:
arista
18-03-2015, 04:10 PM
Or they could do everyone a favour and drive to Beachyhead and then keep going.........:laugh::laugh:



You are Wicked
Nedusa
18-03-2015, 04:15 PM
You are Wicked

Thank you..........Arista :cheer2::cheer2:
Toy Soldier
18-03-2015, 04:19 PM
There's really no need to live in a car, there are literally countless "forgotten" houses in the UK. I'd just move into one of those :shrug:. You could even get the electricity etc. hooked up and no one would ask any questions so long as the bills were getting paid. Reckon you could probs dodge council tax too.

People are quite unimaginative, if you don't have kids or other dependents, the world is your oyster.
Crimson Dynamo
18-03-2015, 04:22 PM
where are their mates or parents?
Toy Soldier
18-03-2015, 04:34 PM
where are their mates or parents?
Not everyone has parents who can bail them out LT! I'm only 29 and one of my parents is retired and has set himself up in a one bed granny flat. The other was cremated last March and so almost as useless.

And from the look of these two, their mates have other things to spend their money on. Like heroin. And bail.
Nedusa
18-03-2015, 04:43 PM
Not everyone has parents who can bail them out LT! I'm only 29 and one of my parents is retired and has set himself up in a one bed granny flat. The other was cremated last March and so almost as useless.

And from the look of these two, their mates have other things to spend their money on. Like heroin. And bail.

:hehe::hehe::hehe:
Vicky.
18-03-2015, 04:45 PM
Not everyone can run to mummy and daddy if something goes wrong. Hell I recently went through a really bad patch where there was fraud on my bank account and I was broker than I have EVER been and my parents wouldnt help one bit.

However as I said earlier, this just doesn't ring true at all. I think its another scam like the old couple in the airport. While gullible people keep donating, crap like this will keep hitting the news
arista
18-03-2015, 04:47 PM
where are their mates or parents?


I assume they have none now.


Local TV News
must tell us more
arista
18-03-2015, 04:53 PM
[this just doesn't ring true at all. I think its another scam like the old couple in the airport.]

Vicky what was the end result of that Airport couple?
Nedusa
18-03-2015, 04:58 PM
[this just doesn't ring true at all. I think its another scam like the old couple in the airport.]

Vicky what was the end result of that Airport couple?

Good point Arista, yes I also think they could be scamming people with this story , trying to get massive publicity and then a fighting fund is set up and local people help and before long it has 20K...50K... or more and so then it's thank you very much and off back to the detached Mock Tudor Mansion in Wimslow.
Crimson Dynamo
18-03-2015, 06:07 PM
comment from DM and i think this is true


Nonsense. How many more times . . Your house cannot be repossessed because of consumer credit. Pay day loans, credit cards, bank loans etc . . are consumer credit. The bailiffs cannot come around. Nothing can happen. All nonsense. Nobody can be forced to prioritize a loan repayment before rent or a mortgage. It never happens unless you are a very badly informed person.
Vicky.
18-03-2015, 06:38 PM
[this just doesn't ring true at all. I think its another scam like the old couple in the airport.]

Vicky what was the end result of that Airport couple?

No idea tbh, I know people were donating at the time of the story. No doubt they got enough to get a new home or something. However much they were given was too much, there are people much more in need of help
DemolitionRed
18-03-2015, 06:41 PM
That jumper she's wearing looks suspiciously new.

I call BS on this one. At the very least this couple would of been offered emergency accommodation, be that a hostel or B&B. If they aren't paying rent or a mortgage as well as all those utility bills, then why are they being so tight about the food they eat? She is earning a salary.

They are either in a lot more trouble than they are letting on or they are after a charitable bung of cash.
AnnieK
18-03-2015, 07:35 PM
comment from DM and i think this is true


Nonsense. How many more times . . Your house cannot be repossessed because of consumer credit. Pay day loans, credit cards, bank loans etc . . are consumer credit. The bailiffs cannot come around. Nothing can happen. All nonsense. Nobody can be forced to prioritize a loan repayment before rent or a mortgage. It never happens unless you are a very badly informed person.

This is true. Your priority debts always come first. They can take you to court and puta ccj in place but the court would only make you pay pennies back. These companies though have been known to be ridiculously unscrupulous though and send fake solicitors and bailiffs letters. A quick visit to your local citizens advice office would tell you the same.

Either completely clueless or full of ****. I'm opting for the latter
arista
19-03-2015, 06:29 AM
Warrington

Live : they were on GMBHD
this morning.

The Wife comes back from work (part time job)
to the car each day.

They Choose Pay Day Loans
GypsyGoth
19-03-2015, 07:10 AM
At least they're not in a slum picking through garbage to survive. They should be counting their blessings.
DemolitionRed
19-03-2015, 07:12 AM
What is a GMBHD?
arista
19-03-2015, 07:15 AM
At least they're not in a slum picking through garbage to survive. They should be counting their blessings.


He said he does not want anything special.
(second Live Interview)

There must be a Council Member that solve
these 2.

He keeps saying
he will not go to his parents
as the bailiffs will be follow them?

Someone get him sorted


They only owe 2K?
arista
19-03-2015, 07:17 AM
What is a GMBHD?


ITV1HD
in the the early morning


Good Morning Britain in 1080i
Kizzy
19-03-2015, 12:35 PM
He said he does not want anything special.
(second Live Interview)

There must be a Council Member that solve
these 2.

He keeps saying
he will not go to his parents
as the bailiffs will be follow them?

Someone get him sorted


They only owe 2K?

Eh, what he means is if they park outside his parents the bailiffs will seize the car, just flog the damn car you doughnut.