Inheritance tax

[Northern Monkey]

Somebody works all their life and pays tax on their income and then they die and the government decides to get their hands on it again and take some more from the grieving family.
Do you agree with it?

[Niamh.]

Absolutely not, it's disgusting

[Northern Monkey]

Absolutely not, it's disgusting

That's what i think too.It complicates the whole process and causes more distress on top of being totally immoral to rob from the dead just because they died.

[smudgie]

No.
All those big houses gone to ruin because there is nothing left to run it on after death duties.
Someone working to buy their own home should be allowed to leave it to their families as well, without worrying about paying tax on it.

[Niamh.]

That's what i think too.It complicates the whole process and causes more distress on top of being totally immoral to rob from the dead just because they died.

It's gross, first they profit from not having to pay over their pensions anymore and then they get a fat cash bonus off the inheritance tax too

[Brillopad]

No.
All those big houses gone to ruin because there is nothing left to run it on after death duties.
Someone working to buy their own home should be allowed to leave it to their families as well, without worrying about paying tax on it.

That's not likely to happen in many cases as the home would likely have to be sold to pay for their care. Dementia is going to take away a lot of peoples' inheritance.

[Cherie]

That's not likely to happen in many cases as the home would likely have to be sold to pay for their care. Dementia is going to take away a lot of peoples' inheritance.

That's cheering :joker:at least we won't know about it

[user104658]

That's not likely to happen in many cases as the home would likely have to be sold to pay for their care. Dementia is going to take away a lot of peoples' inheritance.

Indeed. Insane "care" home fees are a much bigger problem than inheritance tax; the current situation is that most people's money (and home) is gone long before they die. And the majority of care homes treat them worse than dogs for their money. Often well over £30,000 a year.

[Cherie]

Spend spend spend leave as little as possible, just makes people greedy and causes arguments in a lot of cases

[Cherie]

Indeed. Insane "care" home fees are a much bigger problem than inheritance tax; the current situation is that most people's money (and home) is gone long before they die. And the majority of care homes treat them worse than dogs for their money. Often well over £30,000 a year.

Yeah like that case of the man with the dog, they should have accommodated him and his dog for the amount he has to hand over for care

[Brillopad]

Spend spend spend leave as little as possible, just makes people greedy and causes arguments in a lot of cases

As things stand at the moment the best solution is for the parents to sign their home, on paper, over to the kids years before they die, the longer the better, although if it becomes commonplace the government will most likely take measures to put a stop to that.

[user104658]

Yeah like that case of the man with the dog, they should have accommodated him and his dog for the amount he has to hand over for care

Tip of the iceberg really. My wife is currently on placement in a private, "five star" care home as part of her mental health degree... the fees go all the way up to £50k + per year. And some of the things she's seen in less than 3 weeks have had her on the verge of reporting the place. This is somewhere that has near-perfect inspection reports. I can't really go into details for obvious reasons but some of the things she has seen ... ... ... well. TBH if I'm ever in the position of needing to go into a care home, someone please just wheel me near a cliff edge, and I'll do the rest.

[Tom4784]

I'd rather be stuck on a raft and tossed out to sea than spend my last days in a nursing home, vile places.

[Brillopad]

Tip of the iceberg really. My wife is currently on placement in a private, "five star" care home as part of her mental health degree... the fees go all the way up to £50k + per year. And some of the things she's seen in less than 3 weeks have had her on the verge of reporting the place. This is somewhere that has near-perfect inspection reports. I can't really go into details for obvious reasons but some of the things she has seen ... ... ... well. TBH if I'm ever in the position of needing to go into a care home, someone please just wheel me near a cliff edge, and I'll do the rest.

After our experience every member of my family has said the same. It's a very depressing picture. Like everything else in life only the very well off are the ones likely to get the kind of care they would like.

[user104658]

After our experience every member of my family has said the same. It's a very depressing picture. Like everything else in life only the very well off are the ones likely to get the kind of care they would like.

We thought that until we saw this place! It is literally one of the most expensive, 100% private, no NHS. It doesn't LOOK like any care home I've ever seen - the furniture is expensive, it has elaborately decorated dining halls and lounge rooms etc...

...but when it comes right down to it, it's all window dressing. The standards of care aren't any better than any other care home (that is to say, straight up poor). I wonder if it's inevitable. Once staff have been in the job for a while, they stop seeing the residents as human beings and start seeing them as chores.

[Brillopad]

We thought that until we saw this place! It is literally one of the most expensive, 100% private, no NHS. It doesn't LOOK like any care home I've ever seen - the furniture is expensive, it has elaborately decorated dining halls and lounge rooms etc...

...but when it comes right down to it, it's all window dressing. The standards of care aren't any better than any other care home (that is to say, straight up poor). I wonder if it's inevitable. Once staff have been in the job for a while, they stop seeing the residents as human beings and start seeing them as chores.

We have plenty of those - the CCG refer to them as 'gold tap' homes - can cost 1500-2000 a week and upwards. Saw some good looking homes, but never looked around the gold tappers. Should have done perhaps - curiosity.

[Mystic Mock]

Soon there will be a breathing tax.

[Cherie]

After our experience every member of my family has said the same. It's a very depressing picture. Like everything else in life only the very well off are the ones likely to get the kind of care they would like.

The more expenive the care home the less they pay their staff, it's all about the directors profits, we were lucky with my nan she went into a small state run care home in Ireland with proper nursing staff, she loved it, and we loved visiting for the fresh scones and tea or homemade soup we got when we visited :laugh: she was one of the lucky ones there is a long waiting list to get in there which is always a good sign

[Brillopad]

The more expenive the care home the less they pay their staff, it's all about the directors profits, we were lucky with my nan she went into a small state run care home in Ireland with proper nursing staff, she loved it, and we loved visiting for the fresh scones and tea or homemade soup we got when we visited :laugh: she was one of the lucky ones there is a long waiting list to get in there which is always a good sign

We finally got our family member into a nice nursing home too. Peace of mind at last. Luckily she is a 10 minute drive away and settled. Everyone is happy. :hee:

[Livia]

That's not likely to happen in many cases as the home would likely have to be sold to pay for their care. Dementia is going to take away a lot of peoples' inheritance.

Yes... many British will be discriminated against on the grounds that they are not Scottish.