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View Full Version : Do you use and countless payment


michael21
08-02-2019, 09:13 PM
It faster and a good idea :cheer2:

Beso
08-02-2019, 09:28 PM
Wish it was countless should be an option.

michael21
08-02-2019, 09:51 PM
Wish it was countless should be an option.

My card is :cheer2:

Beso
08-02-2019, 09:52 PM
Privileged are we ?

michael21
08-02-2019, 10:27 PM
Privileged are we ?

:laugh:

reece(:
08-02-2019, 10:33 PM
Yes and it's problematic

hijaxers
08-02-2019, 10:42 PM
It faster and a good idea :cheer2:

Is this in your head ? what the dickens is a countless payment ?

Anyways get yourself a swimming pool for your mansion with it , if the 9 ft of snow has melted :joker:

michael21
08-02-2019, 10:49 PM
Is this in your head ? what the dickens is a countless payment ?

Anyways get yourself a swimming pool for your mansion with it , if the 9 ft of snow has melted :joker:

Well it when you scan your bank card to pay for something it take one sec no need for pin

Welcome to 2019 :joker:

michael21
10-02-2019, 12:18 AM
More members need to vote in the poll

Kazanne
10-02-2019, 10:44 AM
I use a contactless card which is good and fast if you spend under £30,just a bit iffy if you lose it anyone can pick it up and use it for £30,so I am thinking of asking the bank for an old style one.

Babayaro.
10-02-2019, 10:51 AM
I use a contactless card which is good and fast if you spend under £30,just a bit iffy if you lose it anyone can pick it up and use it for £30,so I am thinking of asking the bank for an old style one.

When I was working at Lidl that exact thing happened. A group of kids used contactless and there was obviously no way of me knowing it wasn't their card but fortunately there was an off-duty policeman behind them in the queue who caught onto it!

Cherie
10-02-2019, 10:54 AM
I use a contactless card which is good and fast if you spend under £30,just a bit iffy if you lose it anyone can pick it up and use it for £30,so I am thinking of asking the bank for an old style one.

That’s my issue too, not just 30 quid either as it can be used it in multiple locations for smaller amounts and it doesn’t flag at the bank

Smithy
10-02-2019, 11:11 AM
That’s my issue too, not just 30 quid either as it can be used it in multiple locations for smaller amounts and it doesn’t flag at the bank

There’s a limit per day

Crimson Dynamo
10-02-2019, 11:51 AM
My card is £100 contactless

Cherie
10-02-2019, 12:08 PM
There’s a limit per day

it depends who you bank with or if you set it yourself, it is not automatically limited

for instance from Barclays website



For UK transactions there is no daily limit on contactless payments, however there is a limit of £30 per transaction and you need to have enough money in your account to cover the cost of your purchase.

Kazanne
10-02-2019, 02:16 PM
When I was working at Lidl that exact thing happened. A group of kids used contactless and there was obviously no way of me knowing it wasn't their card but fortunately there was an off-duty policeman behind them in the queue who caught onto it!

Yes I think there will be a lot of this going on it was probably better left as it was,it doesn't take that long to pop a pin number in.

michael21
10-02-2019, 11:17 PM
I seen an advert on tv the lets you freeze your card so no transaction (that a big word for me)can be made you do this online so its fast I hope all banks has this soon

Marsh.
11-02-2019, 02:20 AM
That’s my issue too, not just 30 quid either as it can be used it in multiple locations for smaller amounts and it doesn’t flag at the bank

Do you have mobile banking?

You can freeze your card through that should it be lost or stolen.

Cherie
11-02-2019, 07:34 AM
Do you have mobile banking?

You can freeze your card through that should it be lost or stolen.

yes I do, but more often than not you don't realise you have lost your card for a few hours or maybe even days, it hasn't happened to me but I know someone who it has happened to, they got the money back from the bank but it took a few weeks to get it back, its a very handy way to pay for things, but security wise it seems a bit daft

AnnieK
11-02-2019, 07:41 AM
yes I do, but more often than not you don't realise you have lost your card for a few hours or maybe even days, it hasn't happened to me but I know someone who it has happened to, they got the money back from the bank but it took a few weeks to get it back, its a very handy way to pay for things, but security wise it seems a bit daft

Agreed especially after I read that people can get hand held devices that can activate contactless if you have your card in your locket or in say a.phone case and all they have to do is hold the device close enough to your card. On a crowded train where people are crammed together say, they could skim off a fortune

hijaxers
11-02-2019, 07:42 AM
I use a contactless card which is good and fast if you spend under £30,just a bit iffy if you lose it anyone can pick it up and use it for £30,so I am thinking of asking the bank for an old style one.

Thats exactly what a friend of mine told me on Sat - her friend somehow dropped hers in a shop and a young kid picked it up and went and bought himself a whole load of sweets and paid using her contacless card ! Very dodgy and i would never want one.

hijaxers
11-02-2019, 07:44 AM
I seen an advert on tv the lets you freeze your card so no transaction (that a big word for me)can be made you do this online so its fast I hope all banks has this soon

Yes thats providing that you know you have lost it - what if you don't ?

Cherie
11-02-2019, 08:28 AM
Also beware if the machine swallows your card slowly as it has more than likely been captured and cloned, this happened to Mr C, he thought the machine was faulty and by the time he got home 15 minutes later, 250.00 had been taken out of his account and contactless used 3 times, took about 6 weeks and alot of faffing around to get the money back and the bank staff could care less that it had been cloned at a till outside the bank

bots
11-02-2019, 08:46 AM
i have contactless on a virtual card that is on my watch. I pay into the virtual card, and thats its limit. Also, the watch can only be used when its on my wrist

michael21
11-02-2019, 10:46 AM
Well I use my twice today

1. At the post office sending a parcel it was very fast and easy

2.on the bus it was far better then having to find the right money :dance::cheer2:

I have put my card in my safe :dance:

Cherie
11-02-2019, 11:31 AM
Well I use my twice today

1. At the post office sending a parcel it was very fast and easy

2.on the bus it was far better then having to find the right money :dance::cheer2:

I have put my card in my safe :dance:

Im not saying it isnt a handy way to pay, I use mine all the time on the tube saves the hassle of having to buy an Oyster card and top it up, its just not that secure :hmph:

Cherie
11-02-2019, 11:32 AM
i have contactless on a virtual card that is on my watch. I pay into the virtual card, and thats its limit. Also, the watch can only be used when its on my wrist

swit swooo :laugh:

bots
11-02-2019, 11:38 AM
swit swooo :laugh:

using the watch is really cool :smug:

Cherie
11-02-2019, 01:28 PM
also why is M21 only now using it given its been out for about 5 years :hehe:

Marsh.
11-02-2019, 10:39 PM
yes I do, but more often than not you don't realise you have lost your card for a few hours or maybe even days, it hasn't happened to me but I know someone who it has happened to, they got the money back from the bank but it took a few weeks to get it back, its a very handy way to pay for things, but security wise it seems a bit daft

Well, as long as the policy is you get that money back then it's the bank's loss if they wish to keep the feature. :smug:

Marsh.
11-02-2019, 10:39 PM
also why is M21 only now using it given its been out for about 5 years :hehe:

Leave him alone, he only discovered Netflix at Christmas!

michael21
13-02-2019, 12:29 AM
also why is M21 only now using it given its been out for about 5 years :hehe:

Well I did not know my card was contactless till about 3 week ago when I look it up on line and there a sign and if it on your card then its contactless :dance: the bank did not tell me about it :fist:

Leave him alone, he only discovered Netflix at Christmas!

Best descoverreee ever :dance::cheer2:

michael21
13-02-2019, 12:30 AM
Also the payments have not come out of my account yet :dance::dance::cheer2:

michael21
13-02-2019, 11:02 PM
Also the payments have not come out of my account yet :dance::dance::cheer2:

these payment are now showing on my online banking account :bawling::cheer2:

Daniel.
13-02-2019, 11:50 PM
Mo I refuse

michael21
15-02-2019, 11:26 PM
Mo I refuse

OK mo

Tony Montana
15-02-2019, 11:39 PM
Thats exactly what a friend of mine told me on Sat - her friend somehow dropped hers in a shop and a young kid picked it up and went and bought himself a whole load of sweets and paid using her contacless card ! Very dodgy and i would never want one.

I found a contactless card once a few weeks ago on the bus. I took it with me and I was tempted to have a field day with it. However, like you say it's very dodgy and risky, as I didn't know how much money there was in it.

For all I knew, there could've been £5 on it :laugh:

Gstar
16-02-2019, 01:08 AM
I used to use it but decided not to because I cannot be trusted when there’s alcohol in my system

Marsh.
16-02-2019, 01:13 AM
I used to use it but decided not to because I cannot be trusted when there’s alcohol in my system

But when you're intoxicated how do you not?

MTVN
16-02-2019, 07:19 AM
I found a contactless card once a few weeks ago on the bus. I took it with me and I was tempted to have a field day with it. However, like you say it's very dodgy and risky, as I didn't know how much money there was in it.

For all I knew, there could've been £5 on it :laugh:

Is that the main thing that's dodgy about spending someone else's money :think:

Gstar
16-02-2019, 10:50 AM
But when you're intoxicated how do you not?

You ask too many questions marshmallow

Tony Montana
16-02-2019, 04:03 PM
Is that the main thing that's dodgy about spending someone else's money :think:

Of course not- I know full well what's dodgy about using someone else's card. My post was just a tongue in cheek response to hijaxers story about his/her friends friend dropping her card and some kid finding it, spending it on sweets, and my similar situation to finding a card and being tempted to use it. Only major difference is I didn't use their card in the end

I'm fully aware of the consequences of using someone else's card without their permission. I don't know why you're taking my post so seriously

MTVN
16-02-2019, 06:49 PM
Of course not- I know full well what's dodgy about using someone else's card. My post was just a tongue in cheek response to hijaxers story about his/her friends friend dropping her card and some kid finding it, spending it on sweets, and my similar situation to finding a card and being tempted to use it. Only major difference is I didn't use their card in the end

I'm fully aware of the consequences of using someone else's card without their permission. I don't know why you're taking my post so seriously

Just trying to steer you away from a life of crime but what should I expect from Tony Montana

Tony Montana
16-02-2019, 07:04 PM
Just trying to steer you away from a life of crime but what should I expect from Tony Montana

:joker::joker::joker::joker:

You never know with me tbh