How broke are you in January?

[Redway]

Do you budget ahead between December and the first pay day of the year or do you scrape the bottom of the couch for coins?

[Marsh.]

I budget. I don't spend beyond my means.

[JerseyWins]

5_NPnrDGFps

[Babayaro.]

I tend not to look at my bank account and pretend like it doesn't exist until pay day :laugh:

But as soon as pay day comes, I put away money into other accounts of mine to keep myself right.

[michael21]

Do you budget ahead between December and the first pay day of the year or do you scrape the bottom of the couch for coins?

Most get money or vouchers for Xmas just in time for the Jan sales :cheer2:

[smudgie]

We tend to budget yearly so it makes no difference.:shrug:

[DouglasS]

I’m okay as I get my bonus at the end of December

[Redway]

Most get money or vouchers for Xmas just in time for the Jan sales :cheer2:

Some do, some don’t. We’re not all spoilt and protected.

[Jigs]

Laughably broke honestly

[Cal.]

I’m always a fat broke cow with no prospects

[Josy]

None of the above, I don't budget for the new year and we don't struggle after Christmas..

Not trying to sound arsey here but I don't get how people always say it's so hard after Christmas waiting until the next pay day and so on, Christmas is the exact same date every single year, it doesn't pop up in the year as a surprise to everyone so to avoid being skint after it either prepare in time or don't give gifts beyond your means :shrug:

[Crimson Dynamo]

The TL is loaded so as long as i keep her sweet

im good


:hee:

[Beastie]

Could do with a lovely 100 grand in the bank right now please x

[Dogeatdog]

I’ve always been quite good at budgeting my money, especially towards Christmas and the new year so I’m actually not doing to bad. :D

[Oliver_W]

I buy presents as soon as they see them throughout the year and stock 'em up :)

[Cherie]

We are fine, we don’t go mad at Christmas and get into needless debt

[UserSince2005]

So sad that my comment gets deleted because certain people and straight up jealous. Guess they really must be that broke to get so emotive about it.