How do you make a banner on Paint.Net?

[M X]

Does anybody know where I could find a tutorial or something or if you could tell me?..like from scratch? Thanks.

[M X]

and when im writing text, nothing is showing up. :conf2:

[MR.K!]

it probably because you havent merged layer down.

[M X]

i did and it has this line/bar of the picture uneditied.