Spend or Save?

[Z]

What kind of person are you when it comes to money? When you earn/receive any notable sum of money, do you save it for a rainy day; spend it gradually or go all out and buy something nice with it? Do you prefer having a lot of money (without ever intending on spending it) or do you like being able to show off new things that you've bought?



I'm more of a saver. I worked full time last summer, earned myself a lot of money and I've still got a couple of hundred quid left over from that, bearing in mind a lot of money that I would spend on a day to day basis comes from my parents; I'm still impressed with myself that I've not even spent all the money I earned nearly a year ago. However, it's not as if I'm saving the money for anything in particular, I just like having it there I guess.

[lightyears]

spend, **** saving, yer a long time dead, earn the money and enjoy spending it

[Annie]

I am so jealous that you are a saver babe! Haha

Sadly I am a spender. I am so much of a spender that I even spend money that I dont have. When I feel down or upset, I shop and buy things to make me happy. Not just clothes or that. Like expensive things, like new digi cams, new iPod, DSi etc etc. I like things that cost money so I feel like its good. Obviously this is not the case. Cos then I just get up depressed about it all.

But I will need to be saving soon cos I am moving again!

[Lewis.]

I try to spend, but i am really tight on myself :pat: I panic when i have no money :mad:

[ILoveTRW]

Save, i have over £1500 in the bank and I just can't spend it :(

[30stone]

Save.
Saved up since i was young, and i had over 4500 pound.
Now i have a car worth 7 grand (=
Im so happy i was able to save it.

[\PJ/]

Save save save...thats all i do with my money,i only spend it if i really have to.

[MR.K!]

Save because im sick of having 84p in my account :(
I usually still have all of my christmas money till march ; so SAVER lol

[arista]

Spend on Good Deals,
this is not a good time to save
due to no interest from Pathetic Brown
who will be kicked out of power soon.

[Sam!]

Spend afraid. If I have money I usually have to spend it.

[SiaSiaSia]

Spender :(

[hannah.]

I'm a gradual spender, I can't save for the life of me but I hate buying one thing and having no money left

[CiaraD]

I am usually a saver. I am given like a tenner a week.
At the start of the month I had like £90 but then I had a big night out and spent it all on an outfit for it etc :sad:

[Jackie]

Spend.

[pinkmichk]

i'm a spender if its in my bank or in the house there is no hope of saving it at the mo i am giving my dad money each month ready for my holiday else we wouldnt have any but while i like a good spend i am loads better at budgeting myself these days compared to what i was when i was a teen i was lucky if my money lasted a week after payday

[LemonJam]

Big Spender.

[Fom]

Spend, money is meant to be spent haha. At the moment I am saving half and spending half :P

[Captain.Remy]

Well, I'm both to be honest.
I like spending because my parents give me a lot of money every month so I can buy pretty much everything I want to.
However, they have decided that their kids won't be some spoiled little bastards so I do work every summer since my 16 to get the value of money.
I could live without working for a while, I don't need to work to pay my studies or my car or a flat but I think it's important to know the value of working.

So I'm both to be honest, I like spending a lot in clothes, parties but at the same time, I'm proud of the things I worked hard for so I save some.

[Princess]

It depends what it's for. At at moment I'm spending all my money in TopShop on clothes and have no money!

For my last Take That tour I was determined to buy so much merchandise I saved a thousand euro in about 9 months,it lasted me soooooo long. But this time I know that the concerts are more important than the merchandise so I havn't really saved much at all.

[Legend]

Spend. I get paid fortnightly and it's a neverending cycle ... I get paid, half is owed out, the other half gets spent within a week so I borrow to get me threw the following week ... and so on and so forth, untill I realise I have a week in Turkey, 4 days in Ibiza and a festival to pay for and sort it out ... Turkey is 2 months away and I've just borrowed £60 for Manchester tomorrow which will be gone by Monday ... so the cycle continues.

Nah I really need to sort it out after this next pay day otherwise I'll be going nowhere, I just wish I had more self control, but when it's there, I just love spending it, it's not meant to just sit there LOL. I guess I think because I work hard for it, I want something to show for it.