Worst for me has been lloyds. About £5 worth of debt changed into £500 in the space of a few days..which I naturally refused to pay as it was ridiculous. Then eventually they stopped adding it on when it got to just over a grand and started chasing me for it instead. Then, about 4 days ago I get a letter from them stating that they are willing to write off the majority of the debt if I pay them...£30. I mean, come on. I'm tempted to say no to that too tbh, as the debt is now 8 years old so they cant legally do anything about it...if they hadnt been dicks in the first place I wouldnt owe it :joker: Also I'm quite sure I could claim hundreds back off them for unfair charges anyway...as this was back when they charged £30 per day for 1p overdraft and stuff.

Mind I had another account with them that I did actually owe debt on, but thats because they gave me a massive overdraft ON my 18th birthday. Paid that one off as I did owe it...


Best for me has been halifax. But I have had to stop using it because I applied for a few payday loans when I was in a bad money situation not long ago, and I must have not read one properly and it keeps trying to take cash out of my account for a 'fee' for this loan I have apparently been offered :facepalm:

Using RBS now, and apart from them not updating their systems til 2am (which is ****ing annoying) everythings been fine

..they're a little bit like that but there is a whole row of them where the tills/counter used to be, so you don't have any choice but to use them...it was really quite daunting for the first time...


..no humans Marsh..:sad:..humans are a thing of the past/we don't need them anymore...