| user104658 |
10-03-2016 01:43 PM |
Quote:
Originally Posted by Niamh.
(Post 8556293)
Why is it again that womens driving insurance is less then mens? Oh yes it's cos we're all such terrible drivers :fan:
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Actually, the stats are sort of in favour of women being "worse" (less skilled) drivers (due to less spacial awareness) but men are more aggressive drivers. Women are more likely to have "fender-benders" type bumps and scrapes causing minor cosmetic damage, whereas when men have accidents they tend to be down to recklessness and therefore more likely to cause significant damage to vehicles / other property, which is of course more expensive, hence the higher insurance. Same reason that it costs more for teens / early 20's, even compared to brand-new drivers who are older. Kids (especially teenage boys) get over-confident on winding roads and end up flipping their car / putting it through a metal fence... which is usually going to be a "several thousand £ write off" situation rather than a "£200 new bumper" situation.
:wavey:
Quote:
Originally Posted by Livia
(Post 8556300)
Actually, I'm not sure about Ireland but we've had our insurance premiums put up now because men thought we were getting more favourable treatment and had a little whine about it. Instead of them getting cheaper insurance, ours was increased.
It killed Sheila's Wheels...
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Women's is still cheaper though, my wife's is a good 30% less than mine in identical circumstances. I thought what killed Sheila's Wheels was being told that they couldn't be exclusively for women, and had to offer insurance for anyone...
Which I don't really understand, either. Surely they should be able to offer insurance to whoever they want :shrug: |
