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Card, I don't like using cash because I lose it or the loose change makes my wallet heavy, I only pay cash if I'm going somewhere that doesn't take card
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I generally hate using my card because I like monitoring how much I'm spending as I go by making an ATM transaction and then seeing how much I have left in what amount of time as opposed to waiting for a monthly statement or something. The only time I'll ever use my card is if I'm buying something online or I have forgotten to get money out and can't be bothered to do so. Quite often I'll leave a shop to go outside to the cash point so I don't have to use my card.
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