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-   -   Monthly expenditure... all necessary? (https://www.thisisbigbrother.com/forums/showthread.php?t=330902)

Cherie 16-11-2017 09:14 PM

Quote:

Originally Posted by Kizzy (Post 9695459)
So your scenario is basically only for middle class 2.4 children families, what about the rest then?

Oh I didn't realise only middle class parents owned homes will you be middle class when your purchase goes through? I also had no idea that parents who rent chuck their kids out as soon as they can

smudgie 16-11-2017 09:16 PM

Quote:

Originally Posted by Cherie (Post 9695440)
Is he hanging on by his fingernails Smudgie :laugh:

He is.
I have told him it's a two bedroomed bungalow with a lovely dining room*cough*
Only half a fib as once we convert the garage to an en-suite for me then that third bedroom will become part of a kitchen/diner extension.:laugh:

Cherie 16-11-2017 09:23 PM

Quote:

Originally Posted by smudgie (Post 9695487)
He is.
I have told him it's a two bedroomed bungalow with a lovely dining room*cough*
Only half a fib as once we convert the garage to an en-suite for me then that third bedroom will become part of a kitchen/diner extension.:laugh:

Time for him to fly the nest :hehe:

Kizzy 16-11-2017 09:32 PM

Quote:

Originally Posted by Cherie (Post 9695476)
Oh I didn't realise only middle class parents owned homes will you be middle class when your purchase goes through? I also had no idea that parents who rent chuck their kids out as soon as they can

It's not just owning homes but effectively supporting grown up children, no I won't I will never be as being a homeowner doesn't make you middle class :/

Wizard. 16-11-2017 09:35 PM

Yes because I’ll just stop buying nice things that help me enjoy life just to save up for a house which will carry on increasing in price as I save or I could die just before I get to enjoy it then I suffered for nothing

DemolitionRed 16-11-2017 09:37 PM

Quote:

Originally Posted by Kizzy (Post 9695534)
It's not just owning homes but effectively supporting grown up children, no I won't I will never be as being a homeowner doesn't make you middle class :/

Hmm... that's not what Margaret Thatcher said :think:

Cherie 16-11-2017 09:54 PM

Quote:

Originally Posted by Kizzy (Post 9695534)
It's not just owning homes but effectively supporting grown up children, no I won't I will never be as being a homeowner doesn't make you middle class :/

Letting you children live at home on minimal rent so they can save for a deposit is hardly "effectively supporting" it's enabling, they can still contribute to bills and food, and I will do it so as my kids don't line greedy landlords pockets if I can, if that makes me middle class so be it :laugh: I've worked my butt off to get the title :/

DemolitionRed 16-11-2017 10:00 PM

I've got this American friend who works in France and she tells us all she's middle upper class. :fan:

Marsh. 16-11-2017 10:05 PM

Quote:

Originally Posted by Cherie (Post 9695575)
Letting you children live at home on minimal rent so they can save for a deposit is hardly "effectively supporting" it's enabling, they can still contribute to bills and food, and I will do it so as my kids don't line greedy landlords pockets if I can, if that makes me middle class so be it [emoji23] I've worked my butt off to get the title :/

"Minimal rent" is just that though "minimal rent". [emoji23] They'd be saving the money that would otherwise go to a landlord but still paying their own way everywhere else.

Someone moving back in with their parents doesn't mean they revert to being a child and pay for nothing.

rusticgal 16-11-2017 10:12 PM

Quote:

Originally Posted by LeatherTrumpet (Post 9694707)
that said i would not like to think about the "dad can you lend me £30 till Tuesday etc that i never get back" totals and all the pound coins robbed from the car and my change dish

:omgno:

Lol...same with my boys..:shrug:

Kizzy 16-11-2017 10:20 PM

Quote:

Originally Posted by Cherie (Post 9695575)
Letting you children live at home on minimal rent so they can save for a deposit is hardly "effectively supporting" it's enabling, they can still contribute to bills and food, and I will do it so as my kids don't line greedy landlords pockets if I can, if that makes me middle class so be it :laugh: I've worked my butt off to get the title :/

Well having the means and the room to enable them then, again it's not everyones experience. So again Cals experience that prompted his comment that it would take him 100yrs as as viable for him if doesn't have that safety net isn't it?

rusticgal 16-11-2017 10:37 PM

My sons average wage amounts to what I earned working full time back in 1984...and he isn't on the 'minimum wage'. How does that equate?. I feel for the youngsters these days..getting a mortgage is tough and almost impossible unless they inherit or have help from parents. I have always told my boys to enjoy their 20's whilst they have no commitments. Life is precious, who knows what's round the corner..life is for living. We get one life so make the most of it.
That may sound irresponsible but I have seen many make sacrifices only to find tragedy deny them the chance to reap their rewards...

Cherie 16-11-2017 10:42 PM

Quote:

Originally Posted by Cal. (Post 9694708)
This is so ridiculous. Somebody's already worked it out and it'd take like 100 years still. It was a lot easier to get onto the property ladder years ago. :idc:

Quote:

Originally Posted by Kizzy (Post 9695632)
Well having the means and the room to enable them then, again it's not everyones experience. So again Cals experience that prompted his comment that it would take him 100yrs as as viable for him if doesn't have that safety net isn't it?

That's what he actually said, someone's worked it out, everyone's story is different I can't solve the housing crises single handedly! I was simply pointing out people need to look at alternative ways to get on the ladder, no point harking to the good old days , alot of the Asian families I know who have way more than 2.4 kids and are far from middle class help their kids by letting them live in even after they are married and they don't always have the room either!

Cherie 16-11-2017 10:43 PM

Quote:

Originally Posted by Marsh. (Post 9695603)
"Minimal rent" is just that though "minimal rent". [emoji23] They'd be saving the money that would otherwise go to a landlord but still paying their own way everywhere else.

Someone moving back in with their parents doesn't mean they revert to being a child and pay for nothing.

Indeed

Cherie 16-11-2017 10:44 PM

Quote:

Originally Posted by DemolitionRed (Post 9695593)
I've got this American friend who works in France and she tells us all she's middle upper class. :fan:

What even is class any more

smudgie 16-11-2017 10:47 PM

Quote:

Originally Posted by Cherie (Post 9695702)
What even is class any more

God only knows...or even cares:shrug:

Kizzy 16-11-2017 10:53 PM

Quote:

Originally Posted by Cherie (Post 9695694)
That's what he actually said, someone's worked it out, everyone's story is different I can't solve the housing crises single handedly! I was simply pointing out people need to look at alternative ways to get on the ladder, no point harking to the good old days , alot of the Asian families I know who have way more than 2.4 kids and are far from middle class help their kids by letting them live in even after they are married

Yes Rusticgals worked it out and wages are for some at 1984 levels I would wager house prices have quadrupled plus since then, more the further south you go.
Whether it was his personal circs or someone else it doesn't matter the fact is you scoffed at the concept of it taking some people 100yrs to save for a home of their own, my feeling is they wouldn't be far wrong.

Nobody asked you to solve the housing crisis have they, as you say everyones reality is different. You were the one harking to the old days Cherie, inferring people could afford a home as they lived with parents and saved :/
Why are you bringing Asians up... What tangent are we flying off on now?

Kizzy 16-11-2017 10:58 PM

Quote:

Originally Posted by Cherie (Post 9695702)
What even is class any more

If you have an 'Eternal beau' collection that is more than 80% complete you're middle class.

Wizard. 16-11-2017 11:03 PM

I will never stop shopping at M&S and Waitrose I love living in excess luxury

smudgie 16-11-2017 11:05 PM

Quote:

Originally Posted by Riley. (Post 9695750)
I will never stop shopping at M&S and Waitrose I love living in excess luxury

You can't beat good quality.

Cherie 16-11-2017 11:26 PM

Quote:

Originally Posted by Kizzy (Post 9695726)
Yes Rusticgals worked it out and wages are for some at 1984 levels I would wager house prices have quadrupled plus since then, more the further south you go.
Whether it was his personal circs or someone else it doesn't matter the fact is you scoffed at the concept of it taking some people 100yrs to save for a home of their own, my feeling is they wouldn't be far wrong.

Nobody asked you to solve the housing crisis have they, as you say everyones reality is different. You were the one harking to the old days Cherie, inferring people could afford a home as they lived with parents and saved :/
Why are you bringing Asians up... What tangent are we flying off on now?


I didn't scoff I just said that wasn't everyone reality and because someone had worked it out didn't make it true for everyone, I'm bringing Asians up as you said my scenario only covered middle class earners with 2.4 kids, when clearly that is not the case, and yes people can save for a deposit by not paying rent are you saying they can't? A one bed flat is 1,000 a month round here are you seriously saying that saving that amount of money wouldn't add up after a few years? I don't know why you find things so hard to follow, or are you being deliberately obtuse?

Cherie 16-11-2017 11:26 PM

Quote:

Originally Posted by smudgie (Post 9695712)
God only knows...or even cares:shrug:

I certainly don't!

smudgie 17-11-2017 12:03 AM

I honestly don't have a clue what my monthly expenditure is, I do know it varies depending on how I feel:shrug:

Marsh. 17-11-2017 12:10 AM

Cherie and Kizzy. Never change.
:love:

bots 17-11-2017 03:00 AM

The majority of people have finite budgets and its entirely up to individuals how they choose to prioritise and spend their surplus cash. If someone wants to blow it on a nice car, that's their choice, if someone wants a nice phone, thats their choice. If someone wants to save for a house, that's their choice. It's been the same for generations. We all have our own priorities and very few get all they want handed to them on a plate


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