MEn who dont see that insurance companies give cheaper quotes to women in order to entice the demographic and simply think they are being discriminated against should not be allowed to debate their old fashioned bigotted views.

I think they can debate what they want. Matt isnt bigoted and I think it is silly to call someone bigoted because they have a different view to yours. And its not an old fashioned view. Its old fashioned thinking women arent quickly becoming as bad as men at almost everything; binge drinking; driving and violent behaviour. Its like some girls think anything men can do they can do and these things only come about when they feel they are equal. We can do everything you can do and be just as bad at it surprise surprise!

The fact that someone reckons just because women get cheaper insurance is down to discrimination and simply does not try to explore any other option sounds quite bigotted to me.

Well I disagree and you are just calling names now which we have already been told once to stick to the subject and not try to personally insult members

I'm not insulting anyone. To immediately think that a decision has been made on the ground of sex discrimination is quite bigotted.

I find you insulting

How am I insulting? I have not called anyone an idiot but have been called one my self. Thats why there is a little bit of an attitude when I reply to the forum members who called me that.

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Am I seeing double? No, triple.

yes

I like it how earlier in this thread, every time someone said women are better drivers, GiRth ‘LOL’d’ it and even said at one point: “I think statistically Women are safer, but from what I've seen I wouldn't trust those statistics.” yet now he is disagreeing with me that it is an unfair generalisation and arguing with me over the statistics! He’s also perfectly happy to pay more than women- Must have money to burn!

He is also the one that repeatedly calls me sexist or bigoted! Who was the one laughing at women drivers again?!

Were you also one of the ones that thought there wouldn’t be outrage if white drivers were found to be safer than black drivers and insurance was adjusted accordingly? :joker:

Guess what- nobody argues about men having to pay more because we don’t get outraged. GiRth, many men (like you) are scared of giving their true opinions or of being outraged in case silly people call them bigoted or sexist, which is ridiculous.

Seems so.

but saying this is like saying
why were men allowd to vote for govermental choices and women wernt until emily pankhurst changed this

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imjus saying like that men cant really moan whn women got treated like that

(8) Women make the safest drivers you could save a bunch of fivers, for bonzer car insurance deaaaals, girls get onto Sheilas Wheels (8)

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:laugh3:

i guess you guys wont like the fact that as i am a women i get cheaper insurance because im a women but i also get an extra 10% off as im a nurse lol just to add salt to the wond lmao

???

So just because some men treat or have treated women badly before, I am not allowed to say it's unfair women get cheaper car insurance :joker:

Like I've said before, if white people were found to be safer drivers than black people (hypothetically), I doubt white people would get cheaper insurance as there would be outrage.

Well actually, my insurance now is the same as a woman of the same age but for guys that have just passed at 18, it won't be, so I'm arguing more for the principle rather than the personal.

well if you didnt get rude boys and girl skudding about insurance would be so much cheaper for all of us!

:mad: I know, just glad it's cheap for me now. Used to cost me sh*tloads when I first passed!

Insurance premiums are set a year in advance and the costs are deemed by various factors. 1st the claims adjuster looks at the previous years claims, the underwriter will risk assess and then the premium is loaded by where you live, where the car is kept, what job you do, age, who is insured on the policy, how long you have been driving, sex and previous convictions and claims - NOT on the colour of your skin.
The most expensive bracket are the males under 21yrs. This bracket statistically has more claims thus being a higher risk. Women may not be technically better drivers but they do have fewer claims. (Yes many of them may leave chaos behind them). Insurance companies do not just pick groups of people out of thin air to charge a higher premium to - thay have to abide by strict rules which are governed by the Insurance Ombudsman and ensuring compliance with ABI, GISC, BAC’s.
(only know this cos I was a claims adjuster and underwriter a few years ago)
GOOD GOD INSURANCE IS BORING!

Insurance premiums are set a year in advance and the costs are deemed by various factors. 1st the claims adjuster looks at the previous years claims, the underwriter will risk assess and then the premium is loaded by where you live, where the car is kept, what job you do, age, who is insured on the policy, how long you have been driving, sex and previous convictions and claims - NOT on the colour of your skin.
The most expensive bracket are the males under 21yrs. This bracket statistically has more claims thus being a higher risk. Women may not be technically better drivers but they do have fewer claims. (Yes many of them may leave chaos behind them). Insurance companies do not just pick groups of people out of thin air to charge a higher premium to - thay have to abide by strict rules which are governed by the Insurance Ombudsman and ensuring compliance with ABI, GISC, BAC’s.
(only know this cos I was a claims adjuster and underwriter a few years ago)
GOOD GOD INSURANCE IS BORING! [/quote]

The point referring to black people is hypothetical. IF it was found white people were safer, would it be fair to give them cheaper insurance? Sorry to get moody but every new person that comes along, I have to explain this again and I have said it several times now.

Also, the risk part includes men under 21 getting charged more because they make more total claims- but there are more men on the road, i.e. more male drivers and they drive longer distances so you would expect there to be more claims! Any one man is no more dangerous a driver than any one woman, total claims is not proof of men being worse drivers and does not justify the extra premium...