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Search: Keyword(s): ; Posts Made By: ThomasC
Forum: General Chat 22-07-2022, 06:53 AM
Replies: 17
Views: 504
Posted By ThomasC
Credit cards used correctly are brilliant. ...

Credit cards used correctly are brilliant.

Where the banks have you, and they rely on it, is if you miss payments or go over your terms in the sense of the 0% APR.

I've had one a while. When...
Forum: General Chat 21-07-2022, 07:42 PM
Replies: 17
Views: 504
Posted By ThomasC
It's not the credit card, it's the PERSON. ...

It's not the credit card, it's the PERSON.

If you can't use one sensibly then don't. You can't go blaming the bank
Forum: General Chat 21-07-2022, 07:40 AM
Replies: 17
Views: 504
Posted By ThomasC
Thank you. I kind of guessed this, but wasn't...

Thank you. I kind of guessed this, but wasn't 100%



Thanks for your help
Forum: General Chat 20-07-2022, 05:23 PM
Replies: 17
Views: 504
Posted By ThomasC
I probably need to speak to the bank TBF. Lol. ...

I probably need to speak to the bank TBF. Lol.

Also it wouldn't make sense doing balance transfer because I'd still pay the interest. I want a settlement figure, which I do have, and that...
Forum: General Chat 20-07-2022, 05:19 PM
Replies: 17
Views: 504
Posted By ThomasC
And balance transfer is one option, but I was...

And balance transfer is one option, but I was thinking about the purchase card as I can stick other stuff on it too
Forum: General Chat 20-07-2022, 05:18 PM
Replies: 17
Views: 504
Posted By ThomasC
It's not that I'm in debt, well I suppose...

It's not that I'm in debt, well I suppose technically I am, but I'm just quite smart with my money.

If I wanted to I could pay it all off. I have the money to do so, but they're my savings and...
Forum: General Chat 20-07-2022, 04:55 PM
Replies: 17
Views: 504
Posted By ThomasC
Credit card help

I could ring my bank but I cba.

If I get a 0% purchase credit card can I use this to pay off a loan with my bank? Would they care or just ask for the card details? As long as it's paid?

I'm...
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