Council tax
Water rates
Electric
Gas
Internet plus landline plus sky subs
Mobile phone
TV license.
Car Insurance
Car Tax
Pet Insurance
House/building insurance
Window cleaner
Netflix
Credit Card mainly for food shopping and petrol, pay in full monthly
Life insurance
Mortgage paid off, but took out interest only loan so eldest could buy a flat, so paying that off until he finishes uni
still cheaper than paying a landlord f he rented even a room, he lets out the second room to pay his bills
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'put a bit of lippy on and run a brush through your hair, we are alcoholics, not savages'