Stupidly signed up to a personal training course which was £100 a month. Couldn’t cancel the contract and was paying it for almost two years. The company was bogus and ended up shutting down, because I didn’t receive the qualification I was paying for they refunded me everything in a lump sum, nearly had a heart attack when I opened my internet banking. This happened four days before new years eve. Yeah.. I got absolutely ****ed that year