Me and my friends used to just sell each other stuff instead. Like I bought a friend's PS2 from him when he was desperate. Paid £100 when they were going for about £150

. Cut-throat world.
The only time I've loaned a friend money was because he told me he was so broke he couldn't buy food - but it was actually because he had forgotten to get his girlfriend anything for her 21st

. He did pay me back but it was literally £5 here and there over the space of a year

.