Tend to lend to friends, but am not exactly on the ball about getting it back either. If its close family though and they are struggling it would be more a gift. Usually then 'gifted' back when I am struggling sometime in the near future. I swear me and my sister have a few hundred on elastic that goes backwards and forwards over the month
And we seem to have started just pooling money too really. If one has spare cash, they buy a takeaway for everyone (essentials eh?!) or just get the shopping. Stuff like that.