Quote:
Originally Posted by bitontheslide
i loan, but i don't expect it back, because that becomes a business arrangement. If I end up getting the money back, great, but I never count on it or expect it
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That’s what I tend to err on the side of most of the time but for someone in my position £300’s a lot of money so if that’s what someone was requesting I’d make sure I got it in some sort of writing that they’d pay me back and when because there’s no way I could afford to part with that much indefinitely.
If someone was asking for £50 or less (assuming I had that to spare and the person wasn’t a complete randomer/piss-taker) I’d probably just gift the person. Some people always revert to the principle of loaning and why it’s better than gifting but I just feel like chasing someone around for a little amount of money (especially if it’s actually only something like a tenner) would look overly-desperate on my part and that would be indirectly communicating with the person that I’m not financially stable enough to part with a tenner for more than a couple of weeks.