[ThomasC]

I probably need to speak to the bank TBF. Lol.

Also it wouldn't make sense doing balance transfer because I'd still pay the interest. I want a settlement figure, which I do have, and that settlement figure has a refund as you're clearing the debt early...so you don't pay as much interest. It's just whether my bank will allow me to pay it off using another credit card (a purchase card)

If I transfer the balance then I'm achieving nothing as the amount will not be reduced.

Clever money is what I like to call it