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self-oscillating
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Join Date: Jul 2014
Posts: 52,536
Favourites:
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self-oscillating
Join Date: Jul 2014
Posts: 52,536
Favourites:
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if they paid it in one lump sum, there is a danger people get the champagne out for that month, overspend and then are in deep difficulty for the next 5 months. It's human behaviour, not everyone has the discipline to think this has to last me over the winter. It's that simple
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