Quote:
Originally Posted by Zizu
I know a couple of people who have had their financial problems saved by Step Change ..
One guy was in an extremely bad situation and it was effecting his mental state .. he had a huge debt ( credit cards) and he’s still paying them a TINY amount each month to this day ( it must be over 10 years already )
They never hassle him about anything ..
https://www.stepchange.org/
Sent from my iPhone using Tapatalk Pro |
Depends what you mean by solved Zizu, Step Change will help people with payment arrangements that are a sort of semi-insolvency, so yes they'll help will immediate finances (paying less on debts to put food on the table) which is of course what many people ultimately need ... However as with all repayment/insolvency agreements it will absolutely tank credit rating so, for example, it's not a great option for (for example) a younger adult who might want to get a mortgage or something within the next 6 years. Or any other type of credit really. Car loans, etc... sometimes even simple things like mobile phone contracts.