- Pay for my mums operation and any additional things she needs such as prosthetics.
- Buy my dad a yacht. He never gets time to do what he wants these days.
- Pay for my Grandad and Grandma to go on their dream holiday.
- Buy a house and a car each for me and my bf. Nothing fancy.
- I wouldn't give to charity. Instead I would look for people who need operations for a better lifestyle but don't have the money, and pay for their operation directly.
- Put some in ISA accounts for my future children.
- Pay off my closest friends tuition fees.
I wouldn't splash out

I dunno why though LOL. Maybe I'd have a few extravagances like my own swimming pool to get fit or something.