[user104658]

Completely agree Joey, I certainly don't hate the "rich" but I've seen the lower end of the scale, coming straight out of University with fairly useless degrees (in terms of employment) and a baby on the way, we really struggled for a couple of years. I grew up in a scenic, detached, "nice" household with an above average family income but when I was in my late teens my parents basically imploded (have mentioned it all in bits in various threads!) so were in no position to help, and I can say first hand that it is an awful situation to be in. I will never forget that no matter how high I climb.

For now we're doing fine, what I'd call an "average" sort of young family income, we certainly don't have to worry about money day to day but it's still a concern and things like owning our own home are still a few years off, but we definitely do have the ambition to be doing much better financially - to at least be doing well enough for money not to be a stress at all - and there's nothing wrong with that being the aim but I would absolutely never get complacent or ever assume that when people are struggling it's automatically their own fault. In fact, I have a sort of "dream" that, if we ever "get rich", I'd love to go into property and rent high standard family homes to young families at rock bottom rental prices and a promise that it's their home for as long as they want to rent it, and a clause in the contract that gives them the right to buy that home straight away if their circumstances change.

Greedy landlords in the private sector are one of my major pet peeves. If you have made it, if you are doing well, for God sake give SOME THING back. Help others to make it, too, instead of treading on them to climb higher.