Quote:
Originally Posted by Kizzy
That would be impossible, there is no way that anyone other than the tenant can purchase a council property, if your father was too old or insolvent there would be no way of securing a mortgage in his name.
It's sad that you had that experience so young and I don't think you were advised very well by the sound of it.
I agree the housing stock should never have been sold, it is young people as you were that suffer, people on benefits who cannot get a mortgage to buy and those who do work but on 0hr contracts with no fixed monthly income, no mortgage company can lend against those.
So in reality it is those who managed to live either at home or in private rented property whilst they were on the housing list, worked and bought their houses from the council who benefited. Nobody living free or languishing on welfare would ever be in a position to purchase any property.
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It actually isn't impossible, it's very easy for a tenant to say that someone is living with them.
A family member claims to be living there, provides the money for the house and the tenant then stays in it until they die or moves elsewhere, the house belongs to the buyer or at the very least is jointly owned and is more than likely to be put up for let for an expensive price or sold on for the market price.
There is nothing wrong with people in housing association properties buying the house they live in but they shouldn't get a heavily discounted price at the tax payers expense and if it's not at the tax payers expense then were is the cash coming from? also if a housing association is forced to sell at a huge discount they will then not have the funds to replace that house in the same area.
In a housing crisis the likes of what is happening now this plan just doesn't make one iota of sense.
To add to all that Cameron is attempting to sell off properties that he doesn't have a right to, he doesn't own them and shouldn't be able to force the sales, he really is attempting to buy votes with this idea.