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Old 08-07-2015, 04:17 PM #6
user104658 user104658 is offline
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Join Date: Jul 2013
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Join Date: Jul 2013
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Quote:
Originally Posted by the truth View Post
are you referring to work tax credits
Yes, I was wrong when I said they're not affected because I missed it buried in the rest of the budget, most people seem to have missed it because of how it's phrased and because they don't know what it actually means...

Quote:
Originally Posted by Livia View Post
They're targeting people who are working, yes. They're saying that after 2017 they will not pay you to have more than 2 children. That seems fair to me. If you want more kids, pay for them yourself. They're also telling employers that they have to pay their workers a living wage and not have them subsidised by the tax payer. Sounds fair enough to me.
I'm not talking about Child Tax Credits or the cap for the number of children, I'm specifically talking about this, which I (and most people) seem to have missed on first glance at the budget:

"Income threshold for tax credits to be reduced from £6,420 to £3,850"

Essentially, how this works is that you have a "maximum allowance" for WTC. Currently, for every £1 you earn above £6,420 you deduct 41p from what you actually get. That is being changed to £3,850.

An illustrative example for someone earning £13000, assuming a maximum WTC of £4500 a year (rough figures for full time minimum wage):

Current: [4500 - (12000 - 6420) x 0.41] = £2212.20 annual WTC

New budget: [4500 - (12000 - 3850) x 0.41] = £1158.50 annual WTC

A reduction of £1053.70 annually, just under £90 a month. For the lowest income people who are going out and working full time. Great work George. Slipped that one in there without anyone really noticing.
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