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Senior Member
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Join Date: Jun 2011
Posts: 11,085
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Senior Member
Join Date: Jun 2011
Posts: 11,085
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very good debate Ronald - it is a tricky one but one thing you failed to mention was the scam - and there are scammers.
correct advice is not to give to them and give to charity - but even I fail at this sometimes. especially when its freezing.
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