Home Menu

Site Navigation


Notices

Serious Debates & News Debate and discussion about political, moral, philosophical, celebrity and news topics.

Register to reply Log in to reply
 
Thread Tools Search this Thread Display Modes
Old 23-05-2009, 11:54 AM #1
Z's Avatar
Z Z is offline
Z
 
Join Date: Jun 2005
Posts: 23,560


Z Z is offline
Z
Z's Avatar
 
Join Date: Jun 2005
Posts: 23,560


Default Spend or Save?

What kind of person are you when it comes to money? When you earn/receive any notable sum of money, do you save it for a rainy day; spend it gradually or go all out and buy something nice with it? Do you prefer having a lot of money (without ever intending on spending it) or do you like being able to show off new things that you've bought?



I'm more of a saver. I worked full time last summer, earned myself a lot of money and I've still got a couple of hundred quid left over from that, bearing in mind a lot of money that I would spend on a day to day basis comes from my parents; I'm still impressed with myself that I've not even spent all the money I earned nearly a year ago. However, it's not as if I'm saving the money for anything in particular, I just like having it there I guess.
Z is offline  
Old 23-05-2009, 11:54 AM #2
lightyears lightyears is offline
Senior Member
 
Join Date: May 2009
Location: Glasgow, member of the kylie brotherhood
Posts: 337
lightyears lightyears is offline
Senior Member
 
Join Date: May 2009
Location: Glasgow, member of the kylie brotherhood
Posts: 337
Default

spend, **** saving, yer a long time dead, earn the money and enjoy spending it
lightyears is offline  
Old 23-05-2009, 11:56 AM #3
Annie's Avatar
Annie Annie is offline
Bitch is BACK!
 
Join Date: Jul 2008
Location: West Lothian, Scotland
Posts: 9,613

Favourites:
X Factor 2009: Olly Murs


Annie Annie is offline
Bitch is BACK!
Annie's Avatar
 
Join Date: Jul 2008
Location: West Lothian, Scotland
Posts: 9,613

Favourites:
X Factor 2009: Olly Murs


Default

I am so jealous that you are a saver babe! Haha

Sadly I am a spender. I am so much of a spender that I even spend money that I dont have. When I feel down or upset, I shop and buy things to make me happy. Not just clothes or that. Like expensive things, like new digi cams, new iPod, DSi etc etc. I like things that cost money so I feel like its good. Obviously this is not the case. Cos then I just get up depressed about it all.

But I will need to be saving soon cos I am moving again!
Annie is offline  
Old 23-05-2009, 11:57 AM #4
Lewis.'s Avatar
Lewis. Lewis. is offline
Senior Member
 
Join Date: Oct 2008
Posts: 11,127


Lewis. Lewis. is offline
Senior Member
Lewis.'s Avatar
 
Join Date: Oct 2008
Posts: 11,127


Default

I try to spend, but i am really tight on myself I panic when i have no money
Lewis. is offline  
Old 23-05-2009, 11:57 AM #5
ILoveTRW ILoveTRW is offline
Banned
 
Join Date: Aug 2007
Location: The Real World
Posts: 12,609

Favourites (more):
BB13 USA: Rachel
UBB: Brian


ILoveTRW ILoveTRW is offline
Banned
 
Join Date: Aug 2007
Location: The Real World
Posts: 12,609

Favourites (more):
BB13 USA: Rachel
UBB: Brian


Default

Save, i have over £1500 in the bank and I just can't spend it
ILoveTRW is offline  
Old 23-05-2009, 12:22 PM #6
30stone 30stone is offline
Senior Member
 
Join Date: Jul 2008
Posts: 34,778


30stone 30stone is offline
Senior Member
 
Join Date: Jul 2008
Posts: 34,778


Default

Save.
Saved up since i was young, and i had over 4500 pound.
Now i have a car worth 7 grand (=
Im so happy i was able to save it.
30stone is offline  
Old 23-05-2009, 12:24 PM #7
\PJ/'s Avatar
\PJ/ \PJ/ is offline
CLOSE EM!
 
Join Date: Jul 2007
Location: COVENTRY
Posts: 14,751

Favourites (more):
UBB: Chantelle
BB11: Ben


\PJ/ \PJ/ is offline
CLOSE EM!
\PJ/'s Avatar
 
Join Date: Jul 2007
Location: COVENTRY
Posts: 14,751

Favourites (more):
UBB: Chantelle
BB11: Ben


Default

Save save save...thats all i do with my money,i only spend it if i really have to.
\PJ/ is offline  
Old 23-05-2009, 12:25 PM #8
MR.K!'s Avatar
MR.K! MR.K! is offline
Senior Member
 
Join Date: Jan 2007
Location: In my happy place
Posts: 6,107
MR.K! MR.K! is offline
Senior Member
MR.K!'s Avatar
 
Join Date: Jan 2007
Location: In my happy place
Posts: 6,107
Default

Save because im sick of having 84p in my account
I usually still have all of my christmas money till march ; so SAVER lol
MR.K! is offline  
Old 23-05-2009, 01:04 PM #9
arista's Avatar
arista arista is offline
Senior Member
 
Join Date: May 2006
Posts: 188,297
arista arista is offline
Senior Member
arista's Avatar
 
Join Date: May 2006
Posts: 188,297
Default

Spend on Good Deals,
this is not a good time to save
due to no interest from Pathetic Brown
who will be kicked out of power soon.
arista is offline  
Old 23-05-2009, 01:05 PM #10
Sam! Sam! is offline
Senior Member
 
Join Date: Apr 2007
Location: Midlands
Posts: 12,816

Favourites:
X Factor 2009: Lucie Jones


Sam! Sam! is offline
Senior Member
 
Join Date: Apr 2007
Location: Midlands
Posts: 12,816

Favourites:
X Factor 2009: Lucie Jones


Default

Spend afraid. If I have money I usually have to spend it.
Sam! is offline  
Old 23-05-2009, 01:06 PM #11
SiaSiaSia's Avatar
SiaSiaSia SiaSiaSia is offline
Senior Member
 
Join Date: Jul 2008
Posts: 4,847

Favourites:
The Apprentice 2013: Jason
X Factor 2009: John & Edward


SiaSiaSia SiaSiaSia is offline
Senior Member
SiaSiaSia's Avatar
 
Join Date: Jul 2008
Posts: 4,847

Favourites:
The Apprentice 2013: Jason
X Factor 2009: John & Edward


Default

Spender
SiaSiaSia is offline  
Old 23-05-2009, 01:55 PM #12
hannah.'s Avatar
hannah. hannah. is offline
Senior Member
 
Join Date: Aug 2008
Posts: 4,761

Favourites (more):
BB16: Jade
CBB15: Cami Li


hannah. hannah. is offline
Senior Member
hannah.'s Avatar
 
Join Date: Aug 2008
Posts: 4,761

Favourites (more):
BB16: Jade
CBB15: Cami Li


Default

I'm a gradual spender, I can't save for the life of me but I hate buying one thing and having no money left
hannah. is offline  
Old 23-05-2009, 01:57 PM #13
CiaraD CiaraD is offline
Senior Member
 
Join Date: Apr 2009
Location: Northern Ireland
Posts: 692
CiaraD CiaraD is offline
Senior Member
 
Join Date: Apr 2009
Location: Northern Ireland
Posts: 692
Default

I am usually a saver. I am given like a tenner a week.
At the start of the month I had like £90 but then I had a big night out and spent it all on an outfit for it etc
CiaraD is offline  
Old 23-05-2009, 05:03 PM #14
Jackie's Avatar
Jackie Jackie is offline
Senior Member
 
Join Date: Jul 2007
Location: Essex
Posts: 18,047


Jackie Jackie is offline
Senior Member
Jackie's Avatar
 
Join Date: Jul 2007
Location: Essex
Posts: 18,047


Default

Spend.
Jackie is offline  
Old 23-05-2009, 05:12 PM #15
pinkmichk's Avatar
pinkmichk pinkmichk is offline
Senior Member
 
Join Date: Jun 2008
Location: somewhere helping Robbie to sink that boat!!
Posts: 4,948


pinkmichk pinkmichk is offline
Senior Member
pinkmichk's Avatar
 
Join Date: Jun 2008
Location: somewhere helping Robbie to sink that boat!!
Posts: 4,948


Default

i'm a spender if its in my bank or in the house there is no hope of saving it at the mo i am giving my dad money each month ready for my holiday else we wouldnt have any but while i like a good spend i am loads better at budgeting myself these days compared to what i was when i was a teen i was lucky if my money lasted a week after payday
pinkmichk is offline  
Old 23-05-2009, 05:14 PM #16
LemonJam's Avatar
LemonJam LemonJam is offline
ZakJam <3~
 
Join Date: Jul 2008
Location: Zak's mind <3~
Posts: 18,575

Favourites (more):
BB2025: Zelah
BB2023: Zak


LemonJam LemonJam is offline
ZakJam <3~
LemonJam's Avatar
 
Join Date: Jul 2008
Location: Zak's mind <3~
Posts: 18,575

Favourites (more):
BB2025: Zelah
BB2023: Zak


Default

Big Spender.
LemonJam is offline  
Old 23-05-2009, 05:30 PM #17
Fom Fom is offline
Senior Member
 
Join Date: May 2007
Location: Manchester
Posts: 7,411


Fom Fom is offline
Senior Member
 
Join Date: May 2007
Location: Manchester
Posts: 7,411


Default

Spend, money is meant to be spent haha. At the moment I am saving half and spending half :P
Fom is offline  
Old 23-05-2009, 05:30 PM #18
Captain.Remy Captain.Remy is offline
Nah
 
Join Date: Feb 2006
Location: France.
Posts: 27,913


Captain.Remy Captain.Remy is offline
Nah
 
Join Date: Feb 2006
Location: France.
Posts: 27,913


Default

Well, I'm both to be honest.
I like spending because my parents give me a lot of money every month so I can buy pretty much everything I want to.
However, they have decided that their kids won't be some spoiled little bastards so I do work every summer since my 16 to get the value of money.
I could live without working for a while, I don't need to work to pay my studies or my car or a flat but I think it's important to know the value of working.

So I'm both to be honest, I like spending a lot in clothes, parties but at the same time, I'm proud of the things I worked hard for so I save some.
Captain.Remy is offline  
Old 23-05-2009, 10:25 PM #19
Princess's Avatar
Princess Princess is offline
Team Flack
 
Join Date: Aug 2005
Location: London
Posts: 26,397


Princess Princess is offline
Team Flack
Princess's Avatar
 
Join Date: Aug 2005
Location: London
Posts: 26,397


Default

It depends what it's for. At at moment I'm spending all my money in TopShop on clothes and have no money!

For my last Take That tour I was determined to buy so much merchandise I saved a thousand euro in about 9 months,it lasted me soooooo long. But this time I know that the concerts are more important than the merchandise so I havn't really saved much at all.
Princess is offline  
Old 23-05-2009, 11:28 PM #20
Legend Legend is offline
Senior Member
 
Join Date: Aug 2005
Posts: 7,410

Favourites:
BB12 USA: Britney


Legend Legend is offline
Senior Member
 
Join Date: Aug 2005
Posts: 7,410

Favourites:
BB12 USA: Britney


Default

Spend. I get paid fortnightly and it's a neverending cycle ... I get paid, half is owed out, the other half gets spent within a week so I borrow to get me threw the following week ... and so on and so forth, untill I realise I have a week in Turkey, 4 days in Ibiza and a festival to pay for and sort it out ... Turkey is 2 months away and I've just borrowed £60 for Manchester tomorrow which will be gone by Monday ... so the cycle continues.

Nah I really need to sort it out after this next pay day otherwise I'll be going nowhere, I just wish I had more self control, but when it's there, I just love spending it, it's not meant to just sit there LOL. I guess I think because I work hard for it, I want something to show for it.
Legend is offline  
Register to reply Log in to reply

Bookmark/share this topic

Tags
save, spend


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT. The time now is 11:44 PM.

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2025, vBulletin Solutions Inc.
User Alert System provided by Advanced User Tagging (Pro) - vBulletin Mods & Addons Copyright © 2025 DragonByte Technologies Ltd.
 

About Us ThisisBigBrother.com

"Big Brother and UK Television Forum. Est. 2001"

 

© 2023
no new posts