[Samm]

Originally Posted by LeatherTrumpet

yes but there are an awful lot of young folk go and its like a 3 year piss up and at the end of it apply for jobs that are not looking for degrees so they end up getting jobs where their bosses are the same age as them but already have 3 or 4 years experience.

What's wrong about a bit of fun, after having about 7 years of pure education there's nothing wrong about it

[Cherie]

Originally Posted by Vicky.

This is the thing, it really depends what job you want to do. Some require education, others experience.

talk them out of this, Martin Lewis did a money programme a out student debt about a year ago, and doing this is a big no no, if they get into trouble paying it off they could lose their house, and as you say your brother wont start paying it off until he starts earning 21k and the it goes up in stages plus it is written off after a certain amount of time so say for instance he couldn't work for some reason his debt would never need to be repaid, whereas if they pay for the fees the onus is on them

[Marsh.]

Originally Posted by LeatherTrumpet

yes but there are an awful lot of young folk go and its like a 3 year piss up and at the end of it apply for jobs that are not looking for degrees so they end up getting jobs where their bosses are the same age as them but already have 3 or 4 years experience.

That's not their fault but the state of the country today.

[Cherie]

Originally Posted by ~Sam~

What's wrong about a bit of fun, after having about 7 years of pure education there's nothing wrong about it

Not sure that is the right approach to Uni it costs too much just to have a 3 year holiday

[Vicky.]

Originally Posted by Cherie

talk them out of this, Martin Lewis did a money programme a out student debt about a year ago, and doing this is a big no no, if they get into trouble paying it off they could lose their house, and as you say your brother wont start paying it off until he starts earning 21k and the it goes up in stages plus it is written off after a certain amount of time so say for instance he couldn't work for some reason his debt would never need to be repaid, whereas if they pay for the fees the onus is on them

They are adamant they dont want him to end up in mountains of debt :S

I think its quite stupid of them really, given he doesn't need to pay it back til he's earning a decent amount, and even then its pennies that he has to pay from his wages

[Crimson Dynamo]

Originally Posted by ~Sam~

What's wrong about a bit of fun, after having about 7 years of pure education there's nothing wrong about it

racking up debt and sleeping is a waste of a young life.

[Crimson Dynamo]

Originally Posted by Marsh.

That's not their fault but the state of the country today.

and its the fault of you and the your socialist pals

[Cherie]

Originally Posted by Vicky.

They are adamant they dont want him to end up in mountains of debt :S

I think its quite stupid of them really, given he doesn't need to pay it back til he's earning a decent amount, and even then its pennies that he has to pay from his wages

Search for the programme online maybe

[arista]

Originally Posted by Marsh.

Well if they don't go to uni they don't get the job either so....

Close the borders.

They will if they are Not Fussy
Fecking Youth

[Vicky.]

Originally Posted by Cherie

Search for the programme online maybe

They wont listen. Stubborn bastards they are My dad was paying double on his mortgage payments a few years back as they were planning on doing this so they wanted to get it completely paid off. I think they are just excited that they have one child thats interested in going to uni tbh, as me and my sister had no interest at all given how much we hated school

[Samm]

Originally Posted by LeatherTrumpet

racking up debt and sleeping is a waste of a young life.

k

[Samm]

Originally Posted by Cherie

Not sure that is the right approach to Uni it costs too much just to have a 3 year holiday

k

[Marsh.]

Originally Posted by arista

They will if they are Not Fussy
Fecking Youth

Uh.... that's the point.

They ARE fussy.

[Marsh.]

Originally Posted by LeatherTrumpet

racking up debt and sleeping is a waste of a young life.

Stacking shelves and earning a pittance for ten years is also a waste of time.

[arista]

Originally Posted by Marsh.

Stacking shelves and earning a pittance for ten years is also a waste of time.

No learn a Trade like
Plumbing
good money once you learn it all

[arista]

Originally Posted by Marsh.

Uh.... that's the point.

They ARE fussy.

Yes Bloody Fussy Students
I just want to Slap them in the Face
and Shout Move it

[Marsh.]

Originally Posted by arista

Yes Bloody Fussy Students
I just want to Slap them in the Face
and Shout Move it

No, employers are fussy.

Besides, it's a shame when getting an education in general is seen as a bad thing. It's not always about job prospects.

Lots and lots of students work jobs alongside it to fund their life.

[arista]

Originally Posted by Marsh.

No, employers are fussy.

Besides, it's a shame when getting an education in general is seen as a bad thing. It's not always about job prospects.

Lots and lots of students work jobs alongside it to fund their life.

No Education is Good (Basic Education is Essential )
but University is not worth it now

[Kizzy]

Originally Posted by Vicky.

They are adamant they dont want him to end up in mountains of debt :S

I think its quite stupid of them really, given he doesn't need to pay it back til he's earning a decent amount, and even then its pennies that he has to pay from his wages

I agree with cherie, get some breakdowns of how the debt is spread and show them. What about the grants that come with the loans if they are a low income family he might be entitled to those? He could put them in an ISA and pay a portion of the loan off with that maybe?

[Marsh.]

Originally Posted by arista

No Education is Good

ok

[Vicky.]

Originally Posted by Kizzy

I agree with cherie, get some breakdowns of how the debt is spread and show them. What about the grants that come with the loans if they are a low income family he might be entitled to those? He could put them in an ISA and pay a portion of the loan off with that maybe?

I dont think they would be classed as a low income family. My mums a nurse, my dad works and gets pension from the prison service too.

I already know its daft and have told them, but meh. Its their money

[Kizzy]

Originally Posted by Vicky.

I dont think they would be classed as a low income family. My mums a nurse, my dad works and gets pension from the prison service too.

I already know its daft and have told them, but meh. Its their money

I guess it is, he better not drop out then she'll kill him

[Vicky.]

Originally Posted by Kizzy

I guess it is, he better not drop out then she'll kill him

He's doing a gap year in africa first apparently, going in a few months He wants to help the ebola victims...I told him I will kill him myself if he brings that **** back here

[Marsh.]

Originally Posted by Vicky.

He's doing a gap year in africa first apparently, going in a few months He wants to help the ebola victims...I told him I will kill him myself if he brings that **** back here

[RichardG]

Originally Posted by Vicky.

I dont think they would be classed as a low income family. My mums a nurse, my dad works and gets pension from the prison service too.

I already know its daft and have told them, but meh. Its their money

It is a bit odd seeing as the loan repayment level is actually incredibly low.

If they insist on going ahead with it then they should put it towards living costs. I'm not from a low income household either so will only receive a loan of £5000 a year when I go, which isn't much when most student accomodation is well above £4000, leaving not much left to survive on if you don't get a job while your studying.