[Gusto Brunt]

It's been in the news in the last six months that Barclaycard has been lowering the credit limits on their credit cards.

Not bad payers but their BEST CUSTOMERS. I heard one guy has his lowered from £30,000 to just £250. No missed payments, he always paid back the whole balance owed at the end of the month.

So far I thought I'd escaped the axe. But last week my credit limit was cut from £2,250 to just £500. Like other people, no missed payments, and I paid back my balance at the end of the month.

BUT GET THIS. Then yesterday Barclaycard emailed me and had the cheek to say I had used 85% of my credit limit. A sort of warning.

But who lowered the credit limit and made it 85%? You couldn't make it up.