I shall pat myself on the back.
Sorry that my clarification was not to your standards but I shall try again (I ask for your forgiveness in advance if I don't improve):
It's her money she won it fair and square. She can do what she wants with it. It came across as if you were frowning on her for not loading it all off to a charity. Just saying that we haven't heard of such a charitable act from yourself... so should you be criticising her?
Again, my lady, apologies if I didn't make sense... can't all be perfect and wonderful.