If some crook owes the finance company for a car he has bought from them and doesnt repay the company, then he sells that car on and keeps the money...The finance company can claim that car back years later from the people who bought it , regardless of how many times its been sold on, they can simply claim it and tow it away from the 3rd party who have in good faith bought it , insured it, taxed it, repaired it, used it...even the log book in your name and insurance and bill of sale/purchase is not proof that you own it...Be warned everyone, always check the HPI