[user104658]

Banking is becoming increasingly online/automated... they simply don't need the same staffing levels as they have in the past. I have a friend in banking (was retail side, management) and he was very lucky recently as his role was effectively made redundant, but he was offered a new role (for more money too, lucky git) in personal loan management which is remote/based out of their head office. That's how it's going to go. Far fewer staff either working in one central location or from home, most of the "grunt work" done by automated systems.