[Maru]

Originally Posted by Cherie

I hope they are well insured

It's becoming more difficult to get affordable insurance where we are, so I can only imagine how difficult it is in a place like CA where the housing is double what it costs here. We've gone up 10-20% every year of recent.

For example, our flood insurance (FEMA-subsidized), which used to be a very gradual increase now costs 60% more than it used to when we first got the policy. Adding to that, it can't be paid monthly as it's a govt backed program, it has to be paid in one lump sum (yearly). If I were to redo the policy now, it would easily be 1.5x that as we're grandfathered in... very tricky