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08-05-2018, 03:40 PM
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I don't think it's necessarily a terrible idea, though I think 25 is a little young, and 30 would probably be better. Though tbh a guaranteed £10k specifically towards a house deposit or to pay off a chunk of education debt would probably be better, rather than cold hard cash.
My main concern I guess, would be people simply running up a "risk free" £10k of debt knowing that they'll be getting a lump sum to pay it off. |
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