[jacs11]

Originally posted by Mrluvaluva
Yeah but that is like saying lesbians are the safest category of drivers amongst women, so their car insurance should be even cheaper. It's all a bit of a generalisation surely?

lol mine isnt any cheaper!! lol

[jacs11]

For the record the companies that say they do cheaper ins for women is not true. Sheilas wheels and Diamond etc is no cheaper than the next Insurance Co - plus the majority of Ins is underwritten by the same group of underwriters anyway.
I do feel sorry for the majority who suffer because of the minority of numpties out there and I agree with Matt the things could be changed to European laws - but then the goverment wouldnt be able to obtain so much premium tax from the Ins companies.
A disscussion like this can go round and round in circles forever and never satisfy everyone.
Its not just the Motor Ins that groups ppl together. Many travel insurance polices will not cover gay men because of HIV and AIDS or they have to purchase an ins policy from a company like "Respect" who load the policy with a high premium - however the policy is underwritten by a main leading company AND it doesnt cover you if you have HIV or AIDS!! No that IMO is out of order!
In fact all insurance is thought of as over rated and over priced - until of course the time comes for you to make a claim and then you are thankful of it.

[Dr43%er]

It's been a while. hello all.

Matt. Do you think it is unfair that a 17 year old male will be charged more than a 40 year old for the same sports car?

[Mrluvaluva]

Originally posted by jacs11

lol mine isnt any cheaper!! lol

Lol. I was using that as an example.

[jacs11]

lol I know - numpty lol

Anyway shouldnt you be working lol

[Mrluvaluva]

Originally posted by jacs11
Anyway shouldnt you be working lol

Ssshhhh!

[Jackie]

Originally posted by jacs11
lol I know - numpty lol

Anyway shouldnt you be working lol

Skiver comes to mind

[Mrluvaluva]

Originally posted by jackie46

Skiver comes to mind

Oi you! The cheek!

[Sunny_01]

Originally posted by Dr43%er
It's been a while. hello all.

Matt. Do you think it is unfair that a 17 year old male will be charged more than a 40 year old for the same sports car?

Hey Hey Dr long time no see!!

I dont think 17 year olds should have sports cars, they should all have to drive bright yellow 1.0litre Micras

Seriously though it is so unfair on young people now, my daughter and her partner pay more than a £1,000 per year to insure a 1.4 focus third party. He has no endorsments on his licence and has not had any accidents since passing his test at 17. I have 6 points, drive a 1.9 DCI car and pay £342 a year to insure it for 2 drivers fully comp with all the bells on type of policy. Now how is that fair to young people?

[Dr43%er]

How do Sunny. How are you?

My first insurance bill 19 years ago was £700. That was for a MG Midget 1500. Not a fast car by any means. But my demographic was more likely to crash than 40 year olds. My point to Matt was that it has nothing to do with sex per se. But purely down to risk assessment. 17 year olds are more likely crash, as are men. Nothing to do with sexisum.

[Matt10k]

Originally posted by Dr43%er
How do Sunny. How are you?

My first insurance bill 19 years ago was £700. That was for a MG Midget 1500. Not a fast car by any means. But my demographic was more likely to crash than 40 year olds. My point to Matt was that it has nothing to do with sex per se. But purely down to risk assessment. 17 year olds are more likely crash, as are men. Nothing to do with sexisum.

Refer to my original point (on page 1). Also look at the points me and sunny made on those risk assessment 'statistics'.

[x-EmoLove.]

well
yes&no
men get treated better than women on various occasions & especially all the voting balls.
so yeah i think it is fair

[Matt10k]

Originally posted by x-EmoLove.
well
yes&no
men get treated better than women on various occasions & especially all the voting balls.
so yeah i think it is fair

Which 'various occasions' do men get treated better in the uk and what is a voting ball?! Also, what the heck would that have to do with the law on car insurance?!

[Sunny_01]

Originally posted by Dr43%er
How do Sunny. How are you?

My first insurance bill 19 years ago was £700. That was for a MG Midget 1500. Not a fast car by any means. But my demographic was more likely to crash than 40 year olds. My point to Matt was that it has nothing to do with sex per se. But purely down to risk assessment. 17 year olds are more likely crash, as are men. Nothing to do with sexisum.

I am good thanks, nice to see you lurking again

I see what you say, its kind of a bit of what everyone says to be honest, I think there are people who are charged more because of their age, they type of car they drive, their sex (if they are young and male wanting to drive a hot hatch) I dont think anyone that has made a point in this thread has actually been wrong, just had different thoughts.

[Dr43%er]

It's good to see you again. Not sure why I am back. Think it was something Baz and Jackie said. 'spose I may hang about a bit.

[Jake!]

Originally posted by jackie46
Woman are known to be safer drivers.

What I don't get is if this is true then they don't need it cheaper as they won't be quoting as much as men will. You see. But I don't know what to make of this one sice my mum, dad and 22 year-old sister got the same price so sorry cant really answer.