What I don’t understand is that they owned properties that they were letting out…including the two properties they owned including the one next door to the one they lived in. Why did they have to scam his death for insurance money when they could have sold all their properties..live in a nice house with cash in the bank…

Clearly the wife was emotionally abused and a bit thick…any mother let alone father who could do that to their children are not right in the head.
….and to think he was stupid enough to walk around town with little more than a beard to disguise himself is just beyond belief.