[smudgie]

Originally Posted by Northern Monkey

I wish i had that problem.I don't think i've ever had a time in my life when i've actually had 'too much' money in an account

Aye well, we are heading for a very early retirement by the look of it so have been living rather frugally for a while. Plus hubby has worked some silly hours overtime.
Plus when the mortgage finished we didn't bother putting the extra money anywhere.....as I say, lazy beggars.