[michael21]

Are you on it or going to be on it any questions

[Marsh.]

I was on it about 2 years ago.

[smudgie]

No, thank goodness, and never will be. ( hopefully)

[Strictly Jake]

Yeah I'm on it the initial start up of it is horrendous though

And don't judge me for being on benefits I have 2 Jobs

We get it because we have 2 young kids and my wife is a stay at home mum

But yeah it really helps actually when it works properly

Once they overpaid us by quite a bit due to their error and we spent it thinking it had just gone up

Now we are having to pay it all back. Bit of a joke when it was their mistake

[Vanessa]

Yes, i'm on it.

[Babayaro.]

I'm on it, but obviously don't get a lot bc I'm working full time atm. It's good to have for national insurance, anyway.

[Cherie]

I don't know what it is, is it like tax credits?, I don't get it

[DemolitionRed]

Originally Posted by Cherie

I don't know what it is, is it like tax credits?, I don't get it

Its something that has replaced Housing benefit, child tax credit, working tax credit, income based jobseekers allowance, income-related employment allowance and income support.

For those who have moved onto this. Has it been a difficult journey?

[smudgie]

Originally Posted by Cherie

I don't know what it is, is it like tax credits?, I don't get it

It's meant to make life easier for those that claim it, make it easier to get back into work.....supposed to wait 6 weeks before you get a penny, but a lot of people wait longer.
You can of course put in for an advance hardship payment, which is in fact a loan that they take back in full.
The universal part of it is supposed to make life easier because all your benefits are put into one payment, just a bloody shame that the DWP don't appear to have a clue as to what they are doing.
In theory it could work well, in reality it is a ruddy shambles.
How on earth people are meant to live for 6 weeks on fresh air is beyond me.

[Cherie]

Originally Posted by DemolitionRed

Its something that has replaced Housing benefit, child tax credit, working tax credit, income based jobseekers allowance, income-related employment allowance and income support.

For those who have moved onto this. Has it been a difficult journey?

Originally Posted by smudgie

It's meant to make life easier for those that claim it, make it easier to get back into work.....supposed to wait 6 weeks before you get a penny, but a lot of people wait longer.
You can of course put in for an advance hardship payment, which is in fact a loan that they take back in full.
The universal part of it is supposed to make life easier because all your benefits are put into one payment, just a bloody shame that the DWP don't appear to have a clue as to what they are doing.
In theory it could work well, in reality it is a ruddy shambles.
How on earth people are meant to live for 6 weeks on fresh air is beyond me.

aw right got it, in theory it seems like it should be a good idea, in practice maybe not so especially the 6 week thing...

[michael21]

Originally Posted by ShakeyJake10

Yeah I'm on it the initial start up of it is horrendous though

And don't judge me for being on benefits I have 2 Jobs

We get it because we have 2 young kids and my wife is a stay at home mum

But yeah it really helps actually when it works properly

Once they overpaid us by quite a bit due to their error and we spent it thinking it had just gone up

Now we are having to pay it all back. Bit of a joke when it was their mistake

Well don't worry I not judgeing any one but this is one point on why I made the thread it not just unemployed people thaw it effect it people with kids and Oder people that might clam housing benefits

[michael21]

Originally Posted by Cherie

aw right got it, in theory it seems like it should be a good idea, in practice maybe not so especially the 6 week thing...

Yes now I on the case mp are thinking about cutting the waiting time

Silly govement making people homeless or in debt

It all need sorting and fast

[Amy Jade]

I literally know nothing about benifits. Not sure how they work, do you have to have a disabled child?

[michael21]

Originally Posted by Amy Jade

I literally know nothing about benifits. Not sure how they work, do you have to have a disabled child?

If you have kids then you get a benefit I don't think it much money tbh

[michael21]

Originally Posted by Cherie

I don't know what it is, is it like tax credits?, I don't get it

Yes that one of them

[michael21]

Universal Credit (UC) roll-out 2017 november


Full Digital Service Areas

November 2017

Arbroath, Banbury, Basildon, Birkenhead, Birmingham Broad St, Birmingham City, Birmingham South West, Bournemouth, Brentwood, Brighton, Bromborough, Chesterfield, Cinderford, Cirencester, Coleford, Devonport, Dewsbury, Dundee, Edmonton, Enfield, Forfar, Gateshead, Hoylake, Huddersfield, Irvine, Kilbirnie, Kirklees, Leytonstone, Lichfield, Manchester Town Hall outreach, Montrose, Newport, Newton Heath, Openshaw, Palmers Green, Peterborough, Saltcoats, Spen Valley, St Albans, Sutton Coldfield, Tamworth, Upton, Wallasey, Waltham Cross, Walthamstow, Washwood Heath, Winton, Witney, Yardley. In Northern Ireland; Ballymoney

[michael21]

There to many this month

[Marsh.]

Originally Posted by Amy Jade

I literally know nothing about benifits. Not sure how they work, do you have to have a disabled child?

Well, in any way struggling.

If you're out of work and need help whilst looking for a job, if you are on low income and have a family to support etc.

[Marsh.]

When I was on it, it was an 8-12 week wait so it's improved.

Baby steps.

[Amy Jade]

Ohhh so it's job seekers allowance and child benifit just rebranded basically?

[user104658]

The main problem isnt really for new claims - it's for those who are already recieving Tax Credits and Housing Benefit which are now going to be under Universal Credit. For some it could mean incomes cut by Ł100 - Ł200 per week for 6 weeks which is obviously in some cases impossible. Also, while the housing benefits part is fine for council accommodation (they will know about it and be expecting rent arrears), the vast majority of people on housing benefit are in privately rented houses and could basically end up facing eviction if they can't pay the rent for 6 weeks.

Also anyone with any sort of debt - credit cards, loans, store cards etc. are likely to miss payments and **** their credit for years to come.

Its a total shambles and it should never have been implemented until there was a seamless transition in place.

[Marsh.]

Originally Posted by Amy Jade

Ohhh so it's job seekers allowance and child benifit just rebranded basically?

Yeah, it's basically all your benefits together so instead of applying for everything separately it's all on "one account" so to speak so you get one single payment.

[Amy Jade]

That sounds convenient enough. Bound to be a catch isn't there!

[Kizzy]

It's my opinion it's part of a cull, the govt want poor people to just die, whether they off themselves, freeze or starve to death...they're not fussed.


'Ministers are refusing to investigate evidence that people claiming Universal Credit are flocking to food banks, sparking accusations they have “contempt for the most vulnerable”.

Charities and MPs of all parties have warned that long delays delivering the new benefit payments have left desperate people with no choice but to seek out emergency food aid.

Research by the respected Trussell Trust, which runs the UK’s biggest food bank network, found that demand had soared by a staggering 30 per cent.'

http://www.independent.co.uk/news/uk...-a8048496.html

[Marsh.]

Originally Posted by Kizzy

It's my opinion it's part of a cull, the govt want poor people to just die, whether they off themselves, freeze or starve to death...they're not fussed.


'Ministers are refusing to investigate evidence that people claiming Universal Credit are flocking to food banks, sparking accusations they have “contempt for the most vulnerable”.

Charities and MPs of all parties have warned that long delays delivering the new benefit payments have left desperate people with no choice but to seek out emergency food aid.

Research by the respected Trussell Trust, which runs the UK’s biggest food bank network, found that demand had soared by a staggering 30 per cent.'

http://www.independent.co.uk/news/uk...-a8048496.html

They'll just be replaced by more poor people.

There will always be inequality unfortunately.