[Cherie]

Originally Posted by Kizzy

So your scenario is basically only for middle class 2.4 children families, what about the rest then?

Oh I didn't realise only middle class parents owned homes will you be middle class when your purchase goes through? I also had no idea that parents who rent chuck their kids out as soon as they can

[smudgie]

Originally Posted by Cherie

Is he hanging on by his fingernails Smudgie

He is.
I have told him it's a two bedroomed bungalow with a lovely dining room*cough*
Only half a fib as once we convert the garage to an en-suite for me then that third bedroom will become part of a kitchen/diner extension.

[Cherie]

Originally Posted by smudgie

He is.
I have told him it's a two bedroomed bungalow with a lovely dining room*cough*
Only half a fib as once we convert the garage to an en-suite for me then that third bedroom will become part of a kitchen/diner extension.

Time for him to fly the nest

[Kizzy]

Originally Posted by Cherie

Oh I didn't realise only middle class parents owned homes will you be middle class when your purchase goes through? I also had no idea that parents who rent chuck their kids out as soon as they can

It's not just owning homes but effectively supporting grown up children, no I won't I will never be as being a homeowner doesn't make you middle class :/

[Wizard.]

Yes because I’ll just stop buying nice things that help me enjoy life just to save up for a house which will carry on increasing in price as I save or I could die just before I get to enjoy it then I suffered for nothing

[DemolitionRed]

Originally Posted by Kizzy

It's not just owning homes but effectively supporting grown up children, no I won't I will never be as being a homeowner doesn't make you middle class :/

Hmm... that's not what Margaret Thatcher said

[Cherie]

Originally Posted by Kizzy

It's not just owning homes but effectively supporting grown up children, no I won't I will never be as being a homeowner doesn't make you middle class :/

Letting you children live at home on minimal rent so they can save for a deposit is hardly "effectively supporting" it's enabling, they can still contribute to bills and food, and I will do it so as my kids don't line greedy landlords pockets if I can, if that makes me middle class so be it I've worked my butt off to get the title :/

[DemolitionRed]

I've got this American friend who works in France and she tells us all she's middle upper class.

[Marsh.]

Originally Posted by Cherie

Letting you children live at home on minimal rent so they can save for a deposit is hardly "effectively supporting" it's enabling, they can still contribute to bills and food, and I will do it so as my kids don't line greedy landlords pockets if I can, if that makes me middle class so be it I've worked my butt off to get the title :/

"Minimal rent" is just that though "minimal rent". They'd be saving the money that would otherwise go to a landlord but still paying their own way everywhere else.

Someone moving back in with their parents doesn't mean they revert to being a child and pay for nothing.

[rusticgal]

Originally Posted by LeatherTrumpet

that said i would not like to think about the "dad can you lend me Ł30 till Tuesday etc that i never get back" totals and all the pound coins robbed from the car and my change dish

Lol...same with my boys..

[Kizzy]

Originally Posted by Cherie

Letting you children live at home on minimal rent so they can save for a deposit is hardly "effectively supporting" it's enabling, they can still contribute to bills and food, and I will do it so as my kids don't line greedy landlords pockets if I can, if that makes me middle class so be it I've worked my butt off to get the title :/

Well having the means and the room to enable them then, again it's not everyones experience. So again Cals experience that prompted his comment that it would take him 100yrs as as viable for him if doesn't have that safety net isn't it?

[rusticgal]

My sons average wage amounts to what I earned working full time back in 1984...and he isn't on the 'minimum wage'. How does that equate?. I feel for the youngsters these days..getting a mortgage is tough and almost impossible unless they inherit or have help from parents. I have always told my boys to enjoy their 20's whilst they have no commitments. Life is precious, who knows what's round the corner..life is for living. We get one life so make the most of it.
That may sound irresponsible but I have seen many make sacrifices only to find tragedy deny them the chance to reap their rewards...

[Cherie]

Originally Posted by Cal.

This is so ridiculous. Somebody's already worked it out and it'd take like 100 years still. It was a lot easier to get onto the property ladder years ago.

Originally Posted by Kizzy

Well having the means and the room to enable them then, again it's not everyones experience. So again Cals experience that prompted his comment that it would take him 100yrs as as viable for him if doesn't have that safety net isn't it?

That's what he actually said, someone's worked it out, everyone's story is different I can't solve the housing crises single handedly! I was simply pointing out people need to look at alternative ways to get on the ladder, no point harking to the good old days , alot of the Asian families I know who have way more than 2.4 kids and are far from middle class help their kids by letting them live in even after they are married and they don't always have the room either!

[Cherie]

Originally Posted by Marsh.

"Minimal rent" is just that though "minimal rent". They'd be saving the money that would otherwise go to a landlord but still paying their own way everywhere else.

Someone moving back in with their parents doesn't mean they revert to being a child and pay for nothing.

Indeed

[Cherie]

Originally Posted by DemolitionRed

I've got this American friend who works in France and she tells us all she's middle upper class.

What even is class any more

[smudgie]

Originally Posted by Cherie

What even is class any more

God only knows...or even cares

[Kizzy]

Originally Posted by Cherie

That's what he actually said, someone's worked it out, everyone's story is different I can't solve the housing crises single handedly! I was simply pointing out people need to look at alternative ways to get on the ladder, no point harking to the good old days , alot of the Asian families I know who have way more than 2.4 kids and are far from middle class help their kids by letting them live in even after they are married

Yes Rusticgals worked it out and wages are for some at 1984 levels I would wager house prices have quadrupled plus since then, more the further south you go.
Whether it was his personal circs or someone else it doesn't matter the fact is you scoffed at the concept of it taking some people 100yrs to save for a home of their own, my feeling is they wouldn't be far wrong.

Nobody asked you to solve the housing crisis have they, as you say everyones reality is different. You were the one harking to the old days Cherie, inferring people could afford a home as they lived with parents and saved :/
Why are you bringing Asians up... What tangent are we flying off on now?

[Kizzy]

Originally Posted by Cherie

What even is class any more

If you have an 'Eternal beau' collection that is more than 80% complete you're middle class.

[Wizard.]

I will never stop shopping at M&S and Waitrose I love living in excess luxury

[smudgie]

Originally Posted by Riley.

I will never stop shopping at M&S and Waitrose I love living in excess luxury

You can't beat good quality.

[Cherie]

Originally Posted by Kizzy

Yes Rusticgals worked it out and wages are for some at 1984 levels I would wager house prices have quadrupled plus since then, more the further south you go.
Whether it was his personal circs or someone else it doesn't matter the fact is you scoffed at the concept of it taking some people 100yrs to save for a home of their own, my feeling is they wouldn't be far wrong.

Nobody asked you to solve the housing crisis have they, as you say everyones reality is different. You were the one harking to the old days Cherie, inferring people could afford a home as they lived with parents and saved :/
Why are you bringing Asians up... What tangent are we flying off on now?

I didn't scoff I just said that wasn't everyone reality and because someone had worked it out didn't make it true for everyone, I'm bringing Asians up as you said my scenario only covered middle class earners with 2.4 kids, when clearly that is not the case, and yes people can save for a deposit by not paying rent are you saying they can't? A one bed flat is 1,000 a month round here are you seriously saying that saving that amount of money wouldn't add up after a few years? I don't know why you find things so hard to follow, or are you being deliberately obtuse?

[Cherie]

Originally Posted by smudgie

God only knows...or even cares

I certainly don't!

[smudgie]

I honestly don't have a clue what my monthly expenditure is, I do know it varies depending on how I feel

[Marsh.]

Cherie and Kizzy. Never change.

[bitontheslide]

The majority of people have finite budgets and its entirely up to individuals how they choose to prioritise and spend their surplus cash. If someone wants to blow it on a nice car, that's their choice, if someone wants a nice phone, thats their choice. If someone wants to save for a house, that's their choice. It's been the same for generations. We all have our own priorities and very few get all they want handed to them on a plate