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Old 22-06-2022, 01:41 PM #26
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Originally Posted by LeatherTrumpet View Post
Im doing will stuff at the moment (me old mum died) but luckily my brother is a lawyer and his best pal did all my parents legal work so its one less headache.
Sorry to hear that LT, you were a good son..

My thoughts are with you.
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Old 22-06-2022, 01:53 PM #27
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Im doing will stuff at the moment (me old mum died) but luckily my brother is a lawyer and his best pal did all my parents legal work so its one less headache.
Aw, so sorry to hear that LT. Very sad news.
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Old 22-06-2022, 07:50 PM #28
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My parents really need to sit down with a solicitor to do their will because things become very complex with all my sister's complex needs. She can't manage money and can't ever be left alone...she needs support at all times and always will unfortunately. Things would be quite straight cut if it wasn't for her...I'm not saying that in any deragatory way, but that's the reality of it.

She will have to pay for her cae costs and they are about £4,000 per week!!! They will absolutely fleece her so it requires a specialist solicitor to complete the will and set up a trust fund whereby I will basically control her money...

They keep putting it off though and my parents are pension age coming up.
Are you going to live with your sister further down the line? ,Or does she have carers?
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Old 22-06-2022, 08:08 PM #29
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The care home at the end of my street charges 1600 quid a week

SO if your parent went in there for a year that bill is £83,000

Its definitely worth making plans...
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Old 22-06-2022, 08:56 PM #30
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We have been putting off sorting a will for years.
Don’t think we should put it off much longer.
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Old 22-06-2022, 08:58 PM #31
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Originally Posted by LeatherTrumpet View Post
Im doing will stuff at the moment (me old mum died) but luckily my brother is a lawyer and his best pal did all my parents legal work so its one less headache.
Sorry to hear your sad news LT.
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Old 22-06-2022, 09:11 PM #32
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Originally Posted by LeatherTrumpet View Post
Im doing will stuff at the moment (me old mum died) but luckily my brother is a lawyer and his best pal did all my parents legal work so its one less headache.

Aww that’s so sad mate .. I’m so very sorry


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Old 23-06-2022, 04:36 AM #33
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Just to add Kate - when my Nan had to go into a home, I had to get LPA for her to deal with her finances (I was named in her will but as both executors - her partner and my mum had died I had to deal with everything) and they didn't "force" me to sell her property whilst she was still living. They basically put a charge on the house and so the council paid her care fees but once she did pass I then had to sell the property and pay the council off before I split the remaining estate between my brother and I. She was in the home for just over 2 years and the charge on the property was in excess of £50k!!! She was in a nursing home as she had dementia but it was a shock. They stop charging you the full amount when the money you have in savings / equity gets down to £23k and then when its get down to something like £13k you don't have to pay as they have to leave enough to reasonably cover funeral and estate costs.

I had to complete yearly audits and submit everything I had authorised her money to be spent on. One thing we did do though was pre-pay a funeral plan out of her savings and the LPA people approved that.

Its a minefield once you get into the whole paying for care.
The LPA paperwork itself is enough to make you scream.
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Old 23-06-2022, 04:39 AM #34
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Originally Posted by GoldHeart View Post
Are you going to live with your sister further down the line? ,Or does she have carers?
No way

She has carers. I love her to bits, but she is extremely complicated and is a full time job. It just wouldn't be viable and neither is it for my parents for her to live at home. She comes home loads though, especially at the minute with staffing.
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