[the truth]

Th eway its done now is sooooo pathetically over the top, no one can get loands or credit

these moron banks and moron politicians are doing nothing about it

all the tories have done is print money and given it to the banks, who in turn have invested it and lived off the interest and loaned none of it

the tories should have slashed vat to 10% they should have invested tens of billions into roads, house and private jobs in small to medium busineses

but no one can get a loan off the banks or a mortgage.
so we cant get growth or investent in job creation

the credit sscoring system is pitiful beyond belief

you could have a million pounds of property, no debts, no missed payments in 30 years and still they wont lend you £1000 because one of your accounts went overdrawn for 2 or 3 months in the last year

theres only 3 or 4 credit scorers like experian, they charge a fortune to contact them and the banks rely on them 100% as the banks havent got time to do their own credit checks because theyve taken on so many customers worldwide

none of these idiot politicians have said a word about the scoring systems, but a 10 year old child can see its pathetic and is the main reason we are still in recession after 2 years of tory disaster