[waterhog]

my debt is no longer thanks to you Wonga 03.10.14

well done to the demise
this date has taken longer
why so long to realize
to put the final nail in Wonga.
a very clever campaign
all helped by the innocent cartoon
children seeing it will add strain
understanding the interest rate equals immune.
so simple and easy it is sick
the wrong message it is sending
encouraging family's to live on the tick
how did this ever get "publicity" defending.
330 000 customers were bitten
i am not wiping there quilt
but so happy there debt is off written
because "Wonga" is a business fraudulently built.
how much is the total
will your eyes water
but before everyone gets vocal
£220 million is one hell of a slaughter.
go and do not return
my feelings can not get any stronger
but as soon as this business we burn
in some back street a corrupted debt lender" is ready to replace "Wonga".

(i am currently in debt on £1000 trillion due to me paying for people to read to try and understand my poems and to date i can say i have not one person that truly understands and that is something like wonga i am proud of. thank you wonga for making my stress no longer. as for the reader - love to hear if you have any thoughts on Wonga ? are you happy or sad or don't care ? if you want to see about this story you can here http://www.bbc.co.uk/news/business-29457044 as for getting a reply from the chief of wonga - i am not sure he will be able to afford the cost of a stamp. )

[Toy Soldier]

They're legitimised loan sharks, except they threaten you with endless debt and legal threats instead of broken legs and baseball bats. The controls that are being put in place are a start but the truth is, they shouldn't exist in the first place. If someone can't afford to get from one payday to the next without taking out a loan - and aren't even in a position to be able to borrow from themselves on a credit card - then by default, one must assume that after their next payday they're still not going to be able to repay it... Without then needing to borrow again later in the month.

Tl;dr - the people who can afford these sorts of loans, don't need these sorts of loans.

[Gusto Brunt]

I have a problem with Littlewoods.

I bought a TV off them paying back so much every month for 11 months. By the 12th month I had in my LWs account £23 that Littlewoods had given back to me because I was a good payer. Fortunately the last payment on the TV was £23. So I thought I'd use that pay off the final demand.

HOWEVER, two days later, just as I was to use that £23, I noticed it had vanished from my account.

I got in touch with Littlewoods who told me they had taken the £23 back because I didn't spend it. I was furious. So I told them that as far as I was concerned the TV was now paid for.

Since then, Littlewoods has put on late payment charges. Now the 'debt' - as they call it is £180...from £23.

They can take a run and jump!! Will the **** I won't pay it.