'I'm in 22 grands debt'

[hannah.]

Actually agreed with Danny about this - 'every student is'.

Student debt isn't the same as regular debt. I'm in a lot of debt (due to my own stupidity, mind) and the pressure to pay it off is entirely different. Cristian hardly has bailiffs knocking on his door for his student loan back.

Jack has mentioned before that he's in debt because of his gambling problem.

[Vanessa]

He only said he was going to use the money to pay off his student loan. But he was happy for Jack, unlike the rest. Chloe was fuming.

[Withano]

Completely agree. He said it as if he was expecting everybody to turn around and give him sympathy.

"I'm in 22 grand debt". You were (are?) a ****ing student. It means nothing.

[Marsh.]

Agreed.

Student debt isn't the same as regular debt at all.

[Withano]

Also why is he in 22k debt? Did he quit after 2 years or find a cheap course?

[hannah.]

He only said he was going to use the money to pay off his student loan. But he was happy for Jack, unlike the rest. Chloe was fuming.

I'm not disputing that, it was just a stupid excuse for having pressed the button, and he was looking for sympathy (which he doesn't deserve, imo as it's not like he's in proper debt)

[Marsh.]

And on that same note, Cristian would pay off his student loan with that 20+ grand?

:joker: No he ****ing wouldn't. A loan that you don't have to pay back until earning so much per year? A loan that gets wiped clean after so many years if it hasn't all been paid back?

No Cristian, terrible excuse. :nono:

Just admit you wanted a holiday and some nice spending money and shut up.

[hannah.]

Also why is he in 22k debt? Did he quit after 2 years or find a cheap course?

The former, I'd imagine.

[Vanessa]

I'm not disputing that, it was just a stupid excuse for having pressed the button, and he was looking for sympathy (which he doesn't deserve, imo as it's not like he's in proper debt)

I think he just wanted the money to pay off his student loan, that's it. :laugh:

[hannah.]

Marsh knows what's up

[hannah.]

I think he just wanted the money to pay off his student loan, that's it. :laugh:

Marsh has already said what I think to this theory...

[Marsh.]

Completely agree. He said it as if he was expecting everybody to turn around and give him sympathy.

"I'm in 22 grand debt". You were (are?) a ****ing student. It means nothing.

Depends when he started. If you started prior to 2012 the 9k increase doesn't stand.

[Beetlejuice]

The reason he said it was to justify his decision to push the button. He wasn't doing anything other than explaining himself

[Withano]

Depends when he started. If you started prior to 2012 the 9k increase doesn't stand.

Hes 20, don't think he would have been old enough for the 3k course?

[Marsh.]

The reason he said it was to justify his decision to push the button. He wasn't doing anything other than explaining himself

Yep, explaining himself with a very poor cover story instead of admitting "23k is a lot of money. I want it" :laugh:

[qwerty42]

yea its more an annoyance rather than debt

[Vanessa]

The reason he said it was to justify his decision to push the button. He wasn't doing anything other than explaining himself

Agreed. He was happy for Jack and he noticed how pissed off about it Chloe was.

[joeysteele]

It is the same when applying for a mortgage for example,it is taken into account at that time,with student debts ranging from over £20,000 to over £40,000 that can make a considerable difference.

Danny wants to mind his own business anyway,that is twice he got at Cristian in the highlights,rubbishing his student debts,and then when he went cooking after Jack had cleaned the kitchen.

[Beetlejuice]

Yep, explaining himself with a very poor cover story instead of admitting "23k is a lot of money. I want it" :laugh:

The guy seemed genuinely happy for Jack to me.

[Vanessa]

It is the same when applying for a mortgage for example,it is taken into account at that time,with student debts ranging from over £20,000 to over £40,000 that can make a considerable difference.

Danny wants to mind his own business anyway,that is twice he got at Cristian in the highlights,rubbishing his student debts,and then when he went cooking after Jack had cleaned the kitchen.

Danny was a right twat to Cristian, but i'm glad he stood up for himself.

[Marsh.]

The guy seemed genuinely happy for Jack to me.

I never said he wasn't.

But instead of simply saying "I went for it because I want it too, just like Jack did" he came out with the lame "Oh my student debts" crap.

[hannah.]

The guy seemed genuinely happy for Jack to me.

That's completely irrelevant....

[Vanessa]

The guy seemed genuinely happy for Jack to me.

yes, he was happy for him. unlike chloe, who looked so pissed off! :laugh:

[Marsh.]

yes, he was happy for him. unlike chloe, who looked so pissed off! :laugh:

Chloe is irrelevant to the discussion no matter how many times you mention she looked pissed off. :hee:

[joeysteele]

yes, he was happy for him. unlike chloe, who looked so pissed off! :laugh:

:joker: Didn't she just.

[JamesBond]

Actually agreed with Danny about this - 'every student is'.

How would Danny know ?

I don't think he'd even get into uni.

[Vanessa]

:joker: Didn't she just.

I think it was the first time Cristian noticed how unpleasant Chloe can be.

[Withano]

yes, he was happy for him. unlike chloe, who looked so pissed off! :laugh:

He looked distraught at first, maybe he just gained composure by the time he left the task room

[hannah.]

Who would Danny know ?

I don't think he'd even get into uni.

Whilst I agree, he probably wouldn't - what difference does that make? I've not been to uni, have a job (Cristian doesn't, so that 22k was a waste of money) - in which I earn more than the amount they're squabbling about in a year, but I still know how student debt works :shrug:

[Vanessa]

He looked distraught at first, maybe he just gained composure by the time he left the task room

He didn't look too bothered. He will earn a lot more than that when he starts working.

[hannah.]

He didn't look too bothered. He will earn a lot more than that when he starts working.

Working as what?!

[JamesBond]

Whilst I agree, he probably wouldn't - what difference does that make? I've not been to uni, have a job (Cristian doesn't, so that 22k was a waste of money) - in which I earn more than the amount they're squabbling about in a year, but I still know how student debt works :shrug:

He almost tried to pull the old we're all in the same boat pal. He's not in Cristian's shoes and shouldn't act like his debt is no big deal.

[Vanessa]

Working as what?!

A doctor, probably.

[Withano]

He didn't look too bothered. He will earn a lot more than that when he starts working.

I saw his face drop and his bottom lip curl over the top lip before he started to clap alone and make a deal about nothing (aka student loan).

[Vanessa]

I saw his face drop and his bottom lip curl over the top lip before he started to clap alone and make a deal about nothing (aka student loan).

At least he was happy for Jack, unlike the others.

[hannah.]

A doctor, probably.

I doubt he'd be in the house if he really, really wanted to be a doctor. It takes 5 years+ training and any time out pretty much means you won't get onto the course anyway. He's in there for his rap 'career' which won't be happening because he's a) crap and b) has no charisma

[Marsh.]

A doctor, probably.

:joker:

[hannah.]

He almost tried to pull the old we're all in the same boat pal. He's not in Cristian's shoes and shouldn't act like his debt is no big deal.

No he didn't?! He just said that all students have a lot of debt - which is true. And you don't have to pay it off until you're earning a certain amount, which as Cristian is unemployed can't be putting that much pressure on him.

[Jason.]

I doubt he'd be in the house if he really, really wanted to be a doctor. It takes 5 years+ training and any time out pretty much means you won't get onto the course anyway. He's in there for his rap 'career' which won't be happening because he's a) crap and b) has no charisma

.

[Vanessa]

I doubt he'd be in the house if he really, really wanted to be a doctor. It takes 5 years+ training and any time out pretty much means you won't get onto the course anyway. He's in there for his rap 'career' which won't be happening because he's a) crap and b) has no charisma

That's just a hobby, not what he's going to do as a job.

[Marsh.]

He almost tried to pull the old we're all in the same boat pal. He's not in Cristian's shoes and shouldn't act like his debt is no big deal.

Or not, considering as you said he didn't go to uni so doesn't have a student debt.

He was rightly pointing out the lame excuse used by Cristian who would get more respect if he just said "I really wanted 23k, you'd be mad not to".

[Marsh.]

That's just a hobby, not what he's going to do as a job.

Considering he's on BB and made such lame comments about CBB I think he desperately wants it to be his job. He wants fame.

[JamesBond]

Or not, considering as you said he didn't go to uni so doesn't have a student debt.

He was rightly pointing out the lame excuse used by Cristian who would get more respect if he just said "I really wanted 23k, you'd be mad not to".

It's not lame at all, he's being honest and telling the other housemates what he would do with the money.

[Withano]

At least he was happy for Jack, unlike the others.

I think you mean "at least he made an effort to appear happy for Jack" and i agree, that was noble of him. Might have something to do with the upcoming final coming up but i have respect for him choosing not to make a big deal over something he was obviously upset about.

[Vanessa]

I think you mean "at least he made an effort to appear happy for Jack" and i agree, that was noble of him. Might have something to do with the upcoming final coming up but i have respect for him choosing not to make a big deal over something he was obviously upset about.

I think he was genuinely happy for him. Jack is his friend.

[Marsh.]

It's not lame at all, he's being honest and telling the other housemates what he would do with the money.

He was never going to spend all that money on paying back a loan that he is in no rush to pay off at all.

He'd do what most people would do. Buy a car or put it towards a deposit on a house or splash out on a huge holiday etc etc.

Or actually in Cristian's case, I suppose use it to fund his attempt at a rap career.

[Withano]

I think he was genuinely happy for him. Jack is his friend.

I dont think anybody would be genuinely happy for somebody that they lost 23k to by a split second lol. He just appeared happy, which is admirable.

[Vanessa]

I dont think anybody would be genuinely happy for somebody that they lost 23k to by a split second lol. He just appeared happy, which is admirable.

Maybe not in that second, but afterwards yes.

[hannah.]

It's not lame at all, he's being honest and telling the other housemates what he would do with the money.

He wouldn't, though. Why on earth would an unemployed man spend £22k of £23k on a loan he doesn't have to pay back until he's earning £21k p/a? It makes no sense and nobody would do that. He was using it as an excuse to justify him pressing the button - rather than just being honest and saying 'yeah I pressed it because I want the money'

[JamesBond]

No he didn't?! He just said that all students have a lot of debt - which is true. And you don't have to pay it off until you're earning a certain amount, which as Cristian is unemployed can't be putting that much pressure on him.

He's never had student debt, who is he to say that ?

It just seems wrong coming from him. I'm sure he wouldn't understand it though.

It's like someone complaining about discrimination and Danny saying oh yeah but all ethnic minorities get that, not a big deal pal.

[hannah.]

He was never going to spend all that money on paying back a loan that he is in no rush to pay off at all.

He'd do what most people would do. Buy a car or put it towards a deposit on a house or splash out on a huge holiday etc etc.

Or actually in Cristian's case, I suppose use it to fund his attempt at a rap career.

:clap1:

[hannah.]

He's never had student debt, who is he to say that ?

It just seems wrong coming from him. I'm sure he wouldn't understand it though.

It's like someone complaining about discrimination and Danny saying oh yeah but all ethnic minorities get that, not a big deal pal.

No it isn't like that, at all. This is like arguing with a brick wall.

[Pete.]

Not a sob story

[JamesBond]

No it isn't like that, at all. This is like arguing with a brick wall.

I agree, unless you've had student debt you don't understand it first-hand.

[Withano]

Maybe not in that second, but afterwards yes.

Not ever! He'll be 50 and he'll remember the moment that he lost 23k by being a quarter of a second too slow. But he appeared happy for Jack, even though he never will be genuinely happy deep down. And thats a good thing.

[JamesBond]

Not a sob story

What sob story ?

[Withano]

I agree, unless you've had student debt you don't understand it first-hand.

Ive experienced said debt (actually im deeper than 22k, still trying to work out why his is cheaper than mine) but i can assure you, its very similar to absolutely no debt at all. Im very confused why he would bring it up but Marsh and Hannah's theories sound about right.

[Vanessa]

Not ever! He'll be 50 and he'll remember the moment that he lost 23k by being a quarter of a second too slow. But he appeared happy for Jack, even though he never will be deep down. And thats a good thing.

He didn't look bitter at all. The only one who was fuming was Chloe. She wanted the money, but didn't want to look bad.

[Amy Jade]

I agree he would not replay the loan if he grabbed that money.

It would go towards some new designer clobber and a few hours in a recording studio to push out another flop single and probably blow the rest on a holiday and nights out trying to get in the tabloids

[Amy Jade]

He didn't look bitter at all. The only one who was fuming was Chloe. She wanted the money, but didn't want to look bad.

Yet she didn't press the button a few seconds too late, Cristian did.

[hannah.]

I agree, unless you've had student debt you don't understand it first-hand.

You could say that about literally anything, and it isn't true.

Being in 22k debt that you're under no pressure to pay off is hardly a 'walk in their shoes before commenting' situation.

Additionally, as it's funded by tax payers, this means that ANY TAXPAYER is allowed to have an opinion on it. Although tbh I don't really think you understand how it works.

[Ithinkiloveyoutoo]

Danny was a right twat to Cristian, but i'm glad he stood up for himself.

Danny is a twat to everyone.

[hannah.]

AND he's doing really well with his degree, isn't he. That's my taxes well spent; well done Cristian!

[hannah.]

I agree he would not replay the loan if he grabbed that money.

It would go towards some new designer clobber and a few hours in a recording studio to push out another flop single and probably blow the rest on a holiday and nights out trying to get in the tabloids

Yaas Amy, finally we agree. It's only taken 60 odd days :unsure:

[Withano]

He didn't look bitter at all. The only one who was fuming was Chloe. She wanted the money, but didn't want to look bad.

Rewatch the moment he worked out he lost it, he was genuinely mortified. I agree that Chloe was fuming about it and Cristian wasnt. But that just shows that Chloe says what she feels and considered Jacks emotions less, whilst Cristian considered Jacks opinions more but only says what he thinks the audience wants to hear.

[JamesBond]

Ive experienced said debt (actually im deeper than 22k, still trying to work out why his is cheaper than mine) but i can assure you, its very similar to absolutely no debt at all. Im very confused why he would bring it up but Marsh and Hannah's theories sound about right.

I've had student debt too, covered it it no time and have more than I could have ever hoped for.

But looking back I can see how important it would be to Cristian and give him respect for seeing it as a priority before going on a spending spree. No need for Danny's two cents when he's never been in that position himself.

[Marsh.]

I agree, unless you've had student debt you don't understand it first-hand.

I have. So do. :hee:

[hannah.]

I've had student debt too, covered it it no time and have more than I could have ever hoped for.

But looking back I can see how important it would be to Cristian and give him respect for seeing it as a priority before going on a spending spree. No need for Danny's two cents when he's never been in that position himself.

But he wouldn't have spent it on that

[Vanessa]

Rewatch the moment he worked out he lost it, he was genuinely mortified. I agree that Chloe was fuming about it and Cristian wasnt. But that just shows that Chloe says what she feels and considered Jacks emotions less, whilst Cristian considered Jacks opinions more but only says what he thinks the audience wants to hear.

But Cristian and Jack have always been friends. Jack saved him from eviction and he won't forget that. That's why i think he was happy for him.

[Withano]

I've had student debt too, covered it it no time and have more than I could have ever hoped for.

But looking back I can see how important it would be to Cristian and give him respect for seeing it as a priority before going on a spending spree. No need for Danny's two cents when he's never been in that position himself.

Did you feel under a lot of pressure to repay the loan? If so, I think you're the first and only person to do so and you should turn it into a novel because nobody else ever will.

[hannah.]

Did you feel under a lot of pressure to repay the loan? If so, I think you're the first and only person to do so and you should turn it into a novel because nobody else ever will.

Slay ha

[Jay.]

Yeah it really isn't the same, there's no pressure to pay it off at all. And, depending on when he studied, if he hasn't got a job, he hasn't got to worry about paying it back atm lmao

[JamesBond]

Did you feel under a lot of pressure to repay the loan? If so, I think you're the first and only person to do so and you should turn it into a novel because nobody else ever will.

Weak comeback pal :joker:

[jessicadanielle]

I'm really surprised he even remembered it exists tbh. Even if I was trying to come up with a sob story for why I deserved 24k I would never remember my student loan :laugh:

[JamesBond]

Slay ha

No really, that happens when I'm in the car park smiling.

[hannah.]

Weak comeback pal :joker:

Err that's a bit hypocritical

[Withano]

Weak comeback pal :joker:

Genuine question though. Did you feel under pressure to pay the loan back, did you bring it up a lot to other people in social situations as if its a weight on your shoulders? I think most people saw through Cristian's bull****, I'm wondering why you didn't?

[JamesBond]

Genuine question though. Did you feel under pressure to pay the loan back, did you bring it up a lot to other people in social situations as if its a weight on your shoulders? I think most people saw through Cristian's bull****, I'm wondering why you didn't?

I felt it was a priority and didn't hide the fact when speaking to people in the same situation. Cristian didn't just randomly bring it up, it was relevant to what had just happened.

[JamesBond]

Err that's a bit hypocritical

Hannah try and keep up will you.

[hannah.]

I don't even think you saw the same episode as everyone else.

[REDCROP]

This is a nice guy...bit of a plonker when he morphs into Kanye West for no apparent reason but still a nice guy....would have been nice to see him get the money too...him or Jack...Christian is probably the least malicious person in there from the get go....he would never resent Jack for taking the cash....and i reckon Jack deserves it as humiliation money after that spray tan

[JamesBond]

I don't even think you saw the same episode as everyone else.

Your arguments are so good Hannah.

I'd love to chat, but I have more important things to do.

[hannah.]

Thank god for that.

[REDCROP]

Christian will not have forgotten what Jack did for him in week one ...without that pass from jack i don't think he would have survived back then...no way is Christian resentful to Jack over the money....

[Miss Nicole]

A doctor, probably.

:joker:

[Northern Monkey]

And on that same note, Cristian would pay off his student loan with that 20+ grand?

:joker: No he ****ing wouldn't. A loan that you don't have to pay back until earning so much per year? A loan that gets wiped clean after so many years if it hasn't all been paid back?

No Cristian, terrible excuse. :nono:

Just admit you wanted a holiday and some nice spending money and shut up.

Eexactly!Would he ****ers like have paid off his student loan:joker:

[Miss Nicole]

I agree, unless you've had student debt you don't understand it first-hand.

What? You can't argue with stupid statements like this just no point..

[Vanessa]

Christian will not have forgotten what Jack did for him in week one ...without that pass from jack i don't think he would have survived back then...no way is Christian resentful to Jack over the money....

Yes, that's exactly my point.

[hannah.]

Eexactly!Would he ****ers like have paid off his student loan:joker:

I think it's actually insane that people think he would. I mean, nobody in their right mind would.

[Vanessa]

:joker:

He's studying medicine. Either that or do research? :shrug:

[jessicadanielle]

He's studying medicine. Either that or do research? :shrug:

Are you sure it's not biomedical science? I have no idea so not arguing with you, I'm just surprised that you could get a whole summer off on a medicine degree.

[Marsh.]

Are you sure it's not biomedical science? I have no idea so not arguing with you, I'm just surprised that you could get a whole summer off on a medicine degree.

Mr Steal your girl is probably shagging the uni principal. :hehe:

[Vanessa]

Are you sure it's not biomedical science? I have no idea so not arguing with you, I'm just surprised that you could get a whole summer off on a medicine degree.

He's studying biomedical science. But I'm guessing he will study medicine after that.

[hannah.]

He's studying medicine. Either that or do research? :shrug:

He isn't studying anything at the moment; he's in the BB house. Medicine isn't something you can take time out of as it's so incredibly hard to get into so they're very strict on who is and isn't accepted and what they did and didn't do before. I wanted to study medicine but was denied as I took a gap year.

[Jay.]

He isn't studying anything at the moment; he's in the BB house. Medicine isn't something you can take time out of as it's so incredibly hard to get into so they're very strict on who is and isn't accepted and what they did and didn't do before. I wanted to study medicine but was denied as I took a gap year.

literally this.

... surely he missed the exam season?!

[Vanessa]

He isn't studying anything at the moment; he's in the BB house. Medicine isn't something you can take time out of as it's so incredibly hard to get into so they're very strict on who is and isn't accepted and what they did and didn't do before. I wanted to study medicine but was denied as I took a gap year.

Biomedical science.

[jessicadanielle]

Mr Steal your girl is probably shagging the uni principal. :hehe:

Lucky principal :hehe:

[Marsh.]

Biomedical science.

There's a job going at my local Lloyds Pharmacy. :amazed:

[Northern Monkey]

I think it's actually insane that people think he would. I mean, nobody in their right mind would.

I know.If he gets a good job he can pay it off easily and barely notice it going every month and if he does'nt then he won't have to pay.Wtf would he just hand over £22k to the government that he might not even have to pay?:laugh:

[Vanessa]

Lucky principal :hehe:

:hugesmile:

[Ross.]

There's a job going at my local Lloyds Pharmacy. :amazed:

:joker::joker:

[JamesBond]

What? You can't argue with stupid statements like this just no point..

Nothing stupid about it, there's a difference between I can understand and actually having been in that person's shoes.

[Withano]

Nothing stupid about it, there's a difference between I can understand and actually having been in that person's shoes.

Millions of people have.. Nobody makes a big deal out of it apart from you and Cristian though

[JamesBond]

Millions of people have.. Nobody makes a big deal out of it apart from you and Cristian though

Millions but not Danny, I'm making a big deal out of Danny opening his mouth.

Clearly you don't understand or choose not to understand my point.

[Withano]

Millions but not Danny, I'm making a big deal out of Danny opening his mouth.

Clearly you don't understand or choose not to understand my point.

Danny (most people in Britain) knows how every one of the million people feels about student loan. You and Cristian being the worlds only exceptions doesn't make his point invalid. It was spot on.

[Wizard.]

I thought he dropped out to become a rapper, so much for being a doctor. My friend is in his 5th year into his medicine degree and doesn't even get a summer off or two weeks for christmas as he has so much work to do and compulsory work experience he definitely would not get 3 months off and anyway a Biomedical Science degree does not make you a doctor.

[Vanessa]

I thought he dropped out to become a rapper, so much for being a doctor. My friend is in his 5th year into his medicine degree and doesn't even get a summer off or two weeks for christmas as he has so much work to do and compulsory work experience he definitely would not get 3 months off and anyway a Biomedical Science degree does not make you a doctor.

I know. If he wants to be a doctor he will have to study medicine as well.

[camertone]

i rather give money to people in debt because of educational expense than giving money to who are in debt because of gambling and recklessly shopping for things they don't need.

[Marsh.]

I know. If he wants to be a doctor he will have to study medicine as well.

And also rewind time. :hee:

[JamesBond]

Danny (most people in Britain) knows how every one of the million people feels about student loan. You and Cristian being the worlds only exceptions doesn't make his point invalid. It was spot on.

Omg you really don't understand:joker:

Read it back and you'll see that I explained it to you, at which point you were like okay but not need to make it a big deal. As soon as we got past that and I explained why I was making a point you went back to not understanding the point itself.

Unbelievable

I can't explain it to you if you choose not to understand the point being made.

[Jay.]

I know. If he wants to be a doctor he will have to study medicine as well.

oh god, even more debt :omgno:

[Withano]

Omg you really don't understand:joker:

Read it back and you'll see that I explained it to you, at which point you were like okay but not need to make it a big deal. As soon as we got past that and I explained why I was making a point you went back to not understanding.

Unbelievable

That was me explaining why he was entitled to open his mouth and call Cristian out on bs.. Was that not your point?

[Marsh.]

Omg you really don't understand:joker:

Read it back and you'll see that I explained it to you, at which point you were like okay but not need to make it a big deal. As soon as we got past that and I explained why I was making a point you went back to not understanding why I was making the point.

Unbelievable

I can't explain it to you if you choose not to understand the point being made.

I have a student debt. You're talking crap.

[JamesBond]

That was me explaining why he was entitled to open his mouth and call Cristian out on bs.. Was that not your point?

Read it back as I'm not going to repeat myself just so you can choose not to understand it once more.

Good luck.

[Mystic Mock]

Tbf Danny's comment was ****ing dumb because every student would want to take the money if it was offered to them and they would be upset if they didn't get it.

[JamesBond]

I have a student debt. You're talking crap.

Has no relavance to my point, try and figure out why and then get back to me.

If you can't it's a waste of my time.

[JamesBond]

Once again I empathise with Marc and Joel being stuck in that house.

I bet you can't spot the key word.

[Marsh.]

Has no relavance to my point

Well you're spending an awful lot of time telling other people they don't know what it's like to have a student debt so if it's not relevant shut your hole.

[Marsh.]

Tbf Danny's comment was ****ing dumb because every student would want to take the money if it was offered to them and they would be upset if they didn't get it.

Yes, they would. Would they use it to pay off student debt?

No. :joker:

[Withano]

Read it back as I'm not going to repeat myself just so you can choose not to understand it once more.

Good luck.

Tbf, you're not brilliant at explaining things.
However, all of your opinions on this thread are very unusual and not at all typical to others in the same situation but I don't think you realise this, which is probably why you have failed to see the Cristian/Danny thing the same as every other viewer tonight.

[JamesBond]

Well you're spending an awful lot of time telling other people they don't know what it's like to have a student debt so if it's not relevant shut your hole.

I knew you couldn't figure it out :joker:

[Marsh.]

I knew you couldn't figure it out :joker:

Is that all you can say? :joker:

All these vague allusions because you can't actually back up the invalid point you started with? :joker:

Bye.

[JamesBond]

Tbf, you're not brilliant at explaining things.
However, all of your opinions on this thread are very unusual and not at all typical to others in the same situation but I don't think you realise this, which is probably why you have failed to see the Cristian/Danny thing the same as every other viewer tonight.

You don't get too far in life by following the crowd.

I explained it perfectly, your lack or understanding to my point was the disconnect.

[Withano]

You don't get too far in life by following the crowd.

I explained it perfectly, your lack or understanding to my point was the disconnect.

Mate, nobody understands your point.. Maybe its time to connect the dots more rationally? Or just go on talking about why your opinion is the only one that matters because you explained it poorly on one of the other thread pages.

[Jason.]

This thread has me in stitches.

[JamesBond]

Is that all you can say? :joker:

All these vague allusions because you can't actually back up the invalid point you started with? :joker:

Bye.

Okay I'll spell it out for you!

I said Danny doesn't have student debt so who is he to talk on the subject.

You said you have student debt and that means you can.

Do you understand they difference between yourself and Danny ?

Again having to spell out the obvious lol

[Dollface]

I don't get why people are speculating as to what he'd of spent the money on if he'd won it. None of you know for sure what he'd of done with the money so it's a bit ignorant to state "he'd only spend it on his clothes/rapping and none of it would go towards paying off his debt" :think:

[Marsh.]

Okay I'll spell it out for you!

I said Danny doesn't have student debt so who is he to talk on the subject.

You said you have student debt and that means you can.

Do you understand they difference between yourself and Danny ?

Again having to spell out the obvious lol

Um, where did I say I didn't get that?

That's not what we've been discussing honey, you've been debating that with other people honey.

Bless. :pat:

Although you don't actually have to be a student or have had a loan to understand it so that point is null and void anyway my love.

[Marsh.]

I don't get why people are speculating as to what he'd of spent the money on if he'd won it. None of you know for sure what he'd of done with the money so it's a bit ignorant to state "he'd only spend it on his clothes/rapping and none of it would go towards paying off his debt" :think:

Well, actually yes what he would spend it on is speculation but what he WOULDN'T spend it on is fact.

[Withano]

Um, where did I say I didn't get that?

That's not what we've been discussing honey, you've been debating that with other people honey.

Bless. :pat:

Both Hannah and myself (and probably other people) have already told him the answer to that anyway.. And there he is telling other people to go back and read through the thread. Over it!

[Dollface]

Well, actually yes what he would spend it on is speculation but what he WOULDN'T spend it on is fact.

How is it fact? lmao

[Marsh.]

How is it fact? lmao

If he walked out of that house with 23k in his back pocket why would he give it to the government when he's under no obligation/pressure to do so?

:joker:

[JamesBond]

Mate, nobody understands your point.. Maybe its time to connect the dots more rationally? Or just go on talking about why your opinion is the only one that matters because you explained it poorly on one of the other thread pages.


You don't have what it takes to understand or argue my point. You couldn't even go back and find what my point was. Or chose not to because you'd rather ignore it and make random comments.

In all fairness you probably did know but knew there was no way of you arguing the point as it wasn't possible.

[Mystic Mock]

Yes, they would. Would they use it to pay off student debt?

No. :joker:

No not all of it, but they probably would at least do 2k of it I think.

[Marsh.]

No not all of it, but they probably would at least do 2k of it I think.

Which still makes Cristian's excuses bollocks because he still has 21k for whatever he desires.

[Withano]

You don't have what it takes to understand or argue my point. You couldn't even go back and find what my point was. Or chose not to because you'd rather ignore it and make random comments.

In all fairness you probably did know but knew there was no way of you arguing the point as it wasn't possible.

Okay I'll spell it out for you!

I said Danny doesn't have student debt so who is he to talk on the subject.

You said you have student debt and that means you can.

Do you understand they difference between yourself and Danny ?

Again having to spell out the obvious lol

Danny (most people in Britain) knows how every one of the million people feels about student loan. You and Cristian being the worlds only exceptions doesn't make his point invalid. It was spot on.

That was me explaining why he was entitled to open his mouth and call Cristian out on bs.. Was that not your point?

If this isn't answering your point then I give up, you're beyond rational conversation. Nearly everybody in Britain knows how Student loan works, nearly everybody has an opinion on it. If a person is talking bs about being in debt, anybody can call them out on it.

[JamesBond]

Um, where did I say I didn't get that?

That's not what we've been discussing honey, you've been debating that with other people honey.

Bless. :pat:

Although you don't actually have to be a student or have had a loan to understand it so that point is null and void anyway my love.

Again there is a difference between understanding and being in the person's shoes.

[Mystic Mock]

Which still makes Cristian's excuses bollocks because he still has 21k for whatever he desires.

Agreed, I still think Danny came off as heartless the way that he put it across though.

[Dollface]

If he walked out of that house with 23k in his back pocket why would he give it to the government when he's under no obligation/pressure to do so?

:joker:

oh good point

[JamesBond]

If this isn't answering your point then I give up, you're beyond rational conversation

That's right give up, clearly you failed to understand.

[Marsh.]

Again there is a difference between understanding and being in the person's shoes.

:facepalm:

:joker::joker::joker:

[Dollface]

Agreed, I still think Danny came off as heartless the way that he put it across though.

Danny's just an arsewipe though

[Marsh.]

oh good point

:smug:

[Withano]

That's right give up, clearly you failed to understand.

No mate, you have. "Oh he's never had student loan, he doesn't know how it works, he's not allowed an opinion on it, everybody thinks the same way I do" is all that you've said on this thread, and it's all incorrect.

[Dollface]

:smug:

smug doesn't look good on you :hmph:

[Marsh.]

smug doesn't look good on you :hmph:

http://i.imgur.com/dBv03NO.gif

[ThriceShy]

It is just danny being a bell end end as usual and acting like his opinion is the only one that matters.

Him and chloe came across awfully in tonight's show and christian came across quite well.

[JamesBond]

No mate, you have. "Oh he's never had student loan, he doesn't know how it works, he's not allowed an opinion on it, everybody thinks the same way I do" is all that you've said on this thread, and it's all incorrect.

Try this on for size.

I'm not female so I can not say I know first hand what it's like to be a female in the workplace. I can say I understand, but I never really will.

I'm done explaining this to you.

I have better things to do, some people have to get up in the morning.

[Withano]

Try this on for size.

I'm not female so I can not say I know first hand what it's like to be a female in the workplace. I can say I understand, but I never really will.

I'm done explaining this to you.

I have better things to do, some people have to get up in the morning.

That's right give up, clearly you failed to understand.

Looks like you're taking your own advice, redeemable quality after a night of talking rubbish, must admit.

[JamesBond]

Looks like you're taking your own advice, redeemable quality after a night of talking rubbish, must admit.

So you're that kind of guy?
Make a comment when someone leaves, classy.

[ThriceShy]

So you're that kind of guy?
Make a comment when someone leaves, classy.

Is he at it again?:laugh:

[Withano]

So you're that kind of guy?
Make a comment when someone leaves, classy.

Thats hilariously hypocritical haha

[Marsh.]

So you're that kind of guy?
Make a comment when someone leaves, classy.

:joker::joker::joker::joker::joker::joker::joker:: joker:

[Jack_]

Student loans aren't real debt. I'm currently £9k in debt if that's the case and not once have I thought 'oh ****' about it. You don't start paying it off till you're earning over £21k and a lot of people never pay it off/don't even bother so his point quite frankly was an irrelevant one.

Thank God he didn't press the button in time, he's no longer the bore he once was but no way has he done enough to deserve any money, let alone £23k. Jack has.

[Mystic Mock]

Danny's just an arsewipe though

Poor asswipes.

[iToby]

A doctor, probably.

I've seen nothing from cristian that would indicate a career in anything other than the usual post BB job...LIGGER. Not sure what ye call them in England, but a ligger is someone who goes to press conferences, store openings, art displays purely for the free alcohol...reporters are well renowned liggers and proud of it.
I don't even see a failed rap career in his future...Unintelligent people tend to keep their mouths shut, or lose the head over the slightest thing. My school education ended for me in the middle of my third term at a comprehensive school in Birmingham around the time of the Birmingham bombings...yet here I am employed by the CDVEC for the last ten years as a computer/music teacher on the technical wage scale because of the computers. Not much really, just 37.14 Euros per hour , yet there's mark, the unemployed scientist who strips for a living in keeping with his quest for fame...The world is what you make it and I'm not fully convinced that young cristian can even make tea, let alone shape his world, I'm sorry to say. NOT.,:spin:

[iToby]

oh god, even more debt :omgno:

LOL. That brought a hearty chuckle from the depths of me.:hehe:

[bananarama]

He only said he was going to use the money to pay off his student loan. But he was happy for Jack, unlike the rest. Chloe was fuming.

None of them are happy for Jack. Its all a front for public consumption pretending to have a halo on there heads and goody goody two shoes on there feet.

[camertone]

Actually agreed with Danny about this - 'every student is'.

Student debt isn't the same as regular debt. I'm in a lot of debt (due to my own stupidity, mind) and the pressure to pay it off is entirely different. Cristian hardly has bailiffs knocking on his door for his student loan back.

Jack has mentioned before that he's in debt because of his gambling problem.

i do not feel sorry for someone in debt because of his/her stupidity and greed, and overspending, and gambling.

however, i feel for students with debt due to his/her education expense..

[Ammi]

Rewatch the moment he worked out he lost it, he was genuinely mortified. I agree that Chloe was fuming about it and Cristian wasnt. But that just shows that Chloe says what she feels and considered Jacks emotions less, whilst Cristian considered Jacks opinions more but only says what he thinks the audience wants to hear.

...I totally agree, also didn't they know the viewer's opinions before that of tem thinking that Chloe hadn't been selfish in taking the £5000..?...



...hmmm, I'm a little confused with student loans...you can't pay more each month if you want to and can afford to but you can pay the whole loan off in one go though..?.../seems odd...

[Niamh.]

Chloe has a mortgage so she's probably in debt for 5 or 6 times that amount atleast

[smudgie]

:shrug: When I tell my daughter if I win the lottery or come into money I will give her a deposit for a house she always says she would be happier if we paid off her 30 plus grand student loan first.
She has to pay a fair chunk of her wages for another ten years yet, the interest will rise again when she gets her next pay rise, and it is now taken into account when applying for a mortgage.

[VanessaFeltz.]

Cristian deserves that money more jack doesnt because he is in debt due to his dumb actions.

[Ashley.]

Cristian hardly has bailiffs knocking on his door for his student loan back.

:joker:

[Ashley.]

Cristian deserves that money more jack doesnt because he is in debt due to his dumb actions.

I agree, Jack had no right to steal that money just to pay off his gambling problem.

[Marsh.]

...I totally agree, also didn't they know the viewer's opinions before that of tem thinking that Chloe hadn't been selfish in taking the £5000..?...



...hmmm, I'm a little confused with student loans...you can't pay more each month if you want to and can afford to but you can pay the whole loan off in one go though..?.../seems odd...

As far as I'm aware you can send them a cheque and pay however much of it you want to in lump sums, even all of it. But you're under no obligation to do so.

[Ammi]

As far as I'm aware you can send them a cheque and pay however much of it you want to in lump sums, even all of it. But you're under no obligation to do so.

...hmmmm, from the newly qualified teachers that I've spoke to, they have to pay a set amount (set by the government..) each month/they get it deducted from their salary etc...and some have asked about repaying a higher amount to pay it off more quickly but they haven't been allowed to though...but maybe they can pay large lump sums at a time though, it just seems dumb to allow that but not for people to set their monthly repayments higher if they can afford it and want to.../we need to sort this out, Marsh...

[Marsh.]

...hmmmm, from the newly qualified teachers that I've spoke to, they have to pay a set amount (set by the government..) each month/they get it deducted from their salary etc...and some have asked about repaying a higher amount to pay it off more quickly but they haven't been allowed to though...but maybe they can pay large lump sums at a time though, it just seems dumb to allow that but not for people to set their monthly repayments higher if they can afford it and want to.../we need to sort this out, Marsh...

Oh, how strange. :think:

I've just completed my degree and am going off all the documentation they've sent me about the rules around my loan and stuff, which includes paying more than the standard monthly charge if I wanted to. :omgno:

Hmmm.....

[Ammi]

Oh, how strange. :think:

I've just completed my degree and am going off all the documentation they've sent me about the rules around my loan and stuff, which includes paying more than the standard monthly charge if I wanted to. :omgno:

Hmmm.....

..is this a case for Jessica, do you reckon..?...The Student Loan Mysteries...


http://www.tvacres.com/images/jessica_glass.jpg

[tanussa]

oh here we go again, cristian opens his mouth, lets twist everything he said to make him sound bad

[andybigbro]

I'm a student and I'm not in any debt :smug:

[tanussa]

Chloe has a mortgage so she's probably in debt for 5 or 6 times that amount atleast

but she'll hav a nice house to show for it, most people hav mortgages or rent unless they still live with parents etc

[Niamh.]

but she'll hav a nice house to show for it, most people hav mortgages or rent unless they still live with parents etc

She will but that's not the point I was making, my point is most people are probably in debt :laugh:

[Marsh.]

..is this a case for Jessica, do you reckon..?...The Student Loan Mysteries...


http://www.tvacres.com/images/jessica_glass.jpg

:joker:

[Marsh.]

but she'll hav a nice house to show for it, most people hav mortgages or rent unless they still live with parents etc

Whereas Cristian has a degree to show for it and no obligation to pay his debt back, unlike a mortgage. :smug: