I dont think it is trivial to be harassed by bailiffs and then have your most important possession in your life, and only source of income, taken from you.

This man was backed into a corner and the only way he could see out was to hang himself in a forest. How alone he must have felt.

I've read up on this case and it sounds like the appointed bailiff did everything by the book. That though, doesn't mean all bailiffs dutifully follow regulations. A lot of bailiffs illegally harass a person they are trying to collect a debt from and the law would say, there is a lot of shame in that.

As for feeling shame if you avoid debt, people often avoid debt once they have reached the stage of anxiety and even depression. People who avoid a debt that is being chased will often feel helplessness, fear and shame. They don't need others telling them they should feel ashamed.

I hope to god if my kids ever get in debt, they can come to me and talk about it and let me help them sort it out. I would hate them to feel ashamed and alone.

Yall act as though having bailiffs come to your house is a normal weekly occurrence. Actually probs is for yous.