Kat is winning this if she doesn't win the season. You read it here first
But yeah, Kemi doesn't have a shot... votes will be pretty split between her, Ovi & David and as pre-jurors those votes will be relatively low compared to the top 3 vote-getters.
However, as of now I think Nicole & Kat have a great chance of being top 3 in AFP. Jessica might have a shot later on (as horrible as that would be). So decent chance of a Female AFP this year and/or maybe 2 in the final 3.