Quote:
Originally Posted by Toy Soldier
Actually, the stats are sort of in favour of women being "worse" (less skilled) drivers (due to less spacial awareness) but men are more aggressive drivers. Women are more likely to have "fender-benders" type bumps and scrapes causing minor cosmetic damage, whereas when men have accidents they tend to be down to recklessness and therefore more likely to cause significant damage to vehicles / other property, which is of course more expensive, hence the higher insurance. Same reason that it costs more for teens / early 20's, even compared to brand-new drivers who are older. Kids (especially teenage boys) get over-confident on winding roads and end up flipping their car / putting it through a metal fence... which is usually going to be a "several thousand £ write off" situation rather than a "£200 new bumper" situation.
Women's is still cheaper though, my wife's is a good 30% less than mine in identical circumstances. I thought what killed Sheila's Wheels was being told that they couldn't be exclusively for women, and had to offer insurance for anyone...
Which I don't really understand, either. Surely they should be able to offer insurance to whoever they want 
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In other words Men are worse drivers