[rusticgal]

I recently came on here to tell you the story of my Bank when I paid a substantial amount of money into my Bank and the inappropriate reaction I got...for which I got compensated after I made a complaint.
My husband went to the same bank the other day to withdraw a couple of thousand to pay our builders....when he got to the counter he was asked WHY he was withdrawing it....can you believe you have to explain to some Bank Clerk WHY you are withdrawing your own money....I would have told them it was none of their business....

Anyone else had this??

[Swan]

Oh yeah, i remember your thread about the woman working in the bank all "excited" because you were depositing money (i think) and was asking you what you were gonna buy??

It's worrying how banks need such explanations when withdrawing your OWN money. They've always acted this way when trying to withdraw more than a grand or so. I seem to remember my Nan had to see the manager in order to withdraw £2500 for my first car back in 2006.

[Niamh.]

Odd. I've never been asked why I was withdrawing my own money by anyone working in the bank

[bots]

One reason they do it is to look out for dodgy activity by asking what seems like an innocent question. Another reason could be they want to pass your details on to someone who will then try and scam you in some form or another.

I would just pretend not to hear them, you are under no obligation to respond to them

[rusticgal]

Originally Posted by bitontheslide

One reason they do it is to look out for dodgy activity by asking what seems like an innocent question. Another reason could be they want to pass your details on to someone who will then try and scam you in some form or another.

I would just pretend not to hear them, you are under no obligation to respond to them

They did say it was asked to prevent fraud.... I wonder what answer would make them suspicious

[smudgie]

We always get asked if its a large sum being withdrawn.
Just the bank being cautious.

[thesheriff443]

It’s standard these days
It’s because elderly people are sometimes pressured into withdrawing large amounts to pay for repairs that are not needed

[Crimson Dynamo]

I had this the other day when I took out £5,000 to send to the Ivory Coast via Western Union (I am assisting the Ambassador there who will be sending me £50,000 just for helping him out with some Governmental business, he needs the cash to set up an account to send me the money, its complicated but I will be quids in soon). The lady at the counter asked my why and i was astounded, she said it was to prevent fraud and I laughed and said "I did not get to the ripe old age of 42 by falling for moronic scammers."

I am still laughing about this now

[rusticgal]

Originally Posted by thesheriff443

It’s standard these days
It’s because elderly people are sometimes pressured into withdrawing large amounts to pay for repairs that are not needed

Who you calling elderly?

[Cherie]

Originally Posted by thesheriff443

It’s standard these days
It’s because elderly people are sometimes pressured into withdrawing large amounts to pay for repairs that are not needed

Originally Posted by LeatherTrumpet

I had this the other day when I took out £5,000 to send to the Ivory Coast via Western Union (I am assisting the Ambassador there who will be sending me £50,000 just for helping him out with some Governmental business, he needs the cash to set up an account to send me the money, its complicated but I will be quids in soon). The lady at the counter asked my why and i was astounded, she said it was to prevent fraud and I laughed and said "I did not get to the ripe old age of 42 by falling for moronic scammers."

I am still laughing about this now

Originally Posted by rusticgal

Who you calling elderly?

[Cherie]

Jokes aside I think it is protection for the bank to ask a question if it is a large withdrawal, this is why it is better to do a bank transfer as no questions asked ...apart form ticking the no box...