[Kizzy]

Originally Posted by Cherie

yes it is still a viable option under shared ownership, help to buy, or builders pay deposit on the property, we had electric heaters in the bedrooms, the plug in ones and an old fashioned gas fire in the living room the lodger was a friend so the rent was cheap but helped with the bills. the flat is worth 380,000 last time I looked.

I'm confused, you had no central heating but had heating then, were running both gas and electric fires to heat the flat, I'm wondering at todays values what that would cost?
You had a friend staying with you, for which you charged a little, it wasn't anything long term or legally binding so why is shared ownership offered as a modern day comparison?

Would you have then been able to afford £380k for this flat?

I see you trying to equate your situation then to the issues 20 somethings have today, but to me it's not even nearly comparable.