[the truth]

Originally Posted by Toy Soldier

Shhhhhhh it's harmless fun. Unless there actually is a literal woman. In which case it's probably a case of psychological abuse. But... shh anyway.

cheers for the mockery she wants to go 50 /50 on the deeds of the house we're buying, I dont. I rather buy it alone but she wants security as shes moving down from england and leaving her job etc

[user104658]

Originally Posted by the truth

cheers for the mockery she wants to go 50 /50 on the deeds of the house we're buying, I dont. I rather buy it alone but she wants security as shes moving down from england and leaving her job etc

Either buy it 50/50, pay for it 50/50 and trust each other to share it 50/50... or don't buy a house together. Live separately or rent until you do trust each other.

That's the answer you keep getting when you ask this question on here... from everyone. It's not going to change no matter how many times you ask...

[the truth]

Originally Posted by Toy Soldier

Either buy it 50/50, pay for it 50/50 and trust each other to share it 50/50... or don't buy a house together. Live separately or rent until you do trust each other.

That's the answer you keep getting when you ask this question on here... from everyone. It's not going to change no matter how many times you ask...

Thats not the only answer Ive had. what about 60/40 on the deeds have you known people who have done that

[Marsh.]

What next? His fiance just happens to be Germaine Greer?

[Cal.]

If you have to go and see solicitors behind her back and stuff you shouldn't be with her!

[DemolitionRed]

If you aren't married then I'd advise you to get something called a pre-purchase agreement. If the deposit is being paid by your parents or her parents its going to get halved down the middle if you don't have a ppa. Remember though, your lender will have to agree to this or you could end up in deep water when/if it all goes pete-tongue.

This is an appropriate site to have a look at https://andersonstrathern.co.uk/news...ase-agreement/

[the truth]

Originally Posted by DemolitionRed

If you aren't married then I'd advise you to get something called a pre-purchase agreement. If the deposit is being paid by your parents or her parents its going to get halved down the middle if you don't have a ppa. Remember though, your lender will have to agree to this or you could end up in deep water when/if it all goes pete-tongue.

This is an appropriate site to have a look at https://andersonstrathern.co.uk/news...ase-agreement/

I actually have the funds myself already. I can buy it alone. but she says if shes moving from england she wants to own 50% of the house. she has 30k to put towards it

[user104658]

Originally Posted by the truth

I actually have the funds myself already. I can buy it alone. but she says if shes moving from england she wants to own 50% of the house. she has 30k to put towards it

The thing is, the fact that you have to ask is what makes it a bad idea to go into shared ownership of a property together in the first place. If both of you are so intent on having legal protections over owning it 50/50 then you're not really at the point in your relationship, I would say, where you are even ready to live together full term let alone share ownership. Have you been in a long term / committed relationship before? I don't know what to tell you other than that having to take out legal documents in order to trust each other is simply not normal, at all.

[DemolitionRed]

Originally Posted by Toy Soldier

The thing is, the fact that you have to ask is what makes it a bad idea to go into shared ownership of a property together in the first place. If both of you are so intent on having legal protections over owning it 50/50 then you're not really at the point in your relationship, I would say, where you are even ready to live together full term let alone share ownership. Have you been in a long term / committed relationship before? I don't know what to tell you other than that having to take out legal documents in order to trust each other is simply not normal, at all.

I think its a good idea to have a pre-purchase agreement. There was a couple on a boat yard we were once on who lived in his Dutch barge that still had a mortgage on it. They had no such agreement but she was his life partner so she shared the bills, including money towards the mortgage. He died suddenly and his greedy family descended on the boat and took everything. There was nothing put in place to protect her and so she lost her man, lost her home and got nothing.

[user104658]

Originally Posted by DemolitionRed

I think its a good idea to have a pre-purchase agreement. There was a couple on a boat yard we were once on who lived in his Dutch barge that still had a mortgage on it. They had no such agreement but she was his life partner so she shared the bills, including money towards the mortgage. He died suddenly and his greedy family descended on the boat and took everything. There was nothing put in place to protect her and so she lost her man, lost her home and got nothing.

Right but the point here is that Truth DOESN'T want to share the house with her 50/50 and that exact same thing could happen to her, given that whoever did inherit his share would own more than half of the property. I'm totally with you when it comes to ensuring that partners DO have rights to half of everything when the unexpected happens, but truths angle is to specifically ensure that she DOES NOT have rights to half. My question would be, why would anyone really want that sort of relationship? I guess that's entirely his business. But then, he is asking for advice on a public forum so I guess it's open for comment .

[DemolitionRed]

Originally Posted by the truth

I actually have the funds myself already. I can buy it alone. but she says if shes moving from england she wants to own 50% of the house. she has 30k to put towards it

I don't blame her. She wants protection just as much as you do. This isn't just about a parting of the ways which are very messy if you're not married and you are buying property together, its not an engagement ring. We could be talking £hundreds of thousands What would happen if one of you died? What happens in the future if you do split?. Even if she doesn't come on the mortgage but pays towards it, you need a legal document in place to protect you both.

I'm married but we have still protected ourselves as individuals because sometimes, unexpected **** happens.

[smudgie]

If the two of you are buying it outright, then I see no problem having an ownership agreement drawn up to say what percentage you both own.
If there was still to be some mortgage, it could get a bit messy.