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Originally Posted by Cherry Christmas
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Thank you, will give that a read! I do have a Starling account which is similar to Monzo I think but never use it apart from when I'm abroad. The simpler ways are probably the best of just actually keeping track of spending and separating expenses out. Like I only just realised today that my broadband offer ran out four months ago and I've been paying £60 for a package that was just over £20 for 18 months

what a waste of money
Quote:
Originally Posted by Cherry Christmas
Dislocating your shoulder is very painful, hope you are feeling better 
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Thank you, it was bloody painful! Never known anything like it. It was actually four months ago now but I have still some stiffness and some slight limited mobility but it is almost back to full fitness